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9 Main St, Greenwich, OH, 44837

2beds
3baths
--sqft
$244,000
--price/sqft
$1,994/moest. monthly cost
$79,760/yrincome needed

About This Home

Don't miss this rare opportunity to own a piece of history! This 1903 flatiron bank building, featuring a classic vault, is an architectural gem in a charming Midwestern railroad town. But that's just the beginning! The lower level is home to Oma’s Waffle Diner, a newly opened and fully operational business serving up delicious waffles and classic breakfast favorites. Open 6 AM to Noon, the diner has already generated excitement and has strong potential for growth, with high demand for extended hours. With no competition in the area, this is the perfect opportunity for an entrepreneur or investor to step in and build on its early success. The business comes fully equipped with kitchen equipment, décor, a complete menu, a growing social media presence (Find us on Instagram: @OmasWaffleDiner), secret recipes, and a unique dining experience featuring Ohio high school gym floor tables and countertops. Located on a major highway, it benefits from steady traffic and excellent visibility. Upstairs, you'll find a beautifully restored two-bedroom apartment, offering endless possibilities. Keep it as a living space or convert it into additional dining, a chef’s suite, a rental unit, or even a B&B. The property itself has potential beyond the diner—consider adding retail, a tavern, an online food ordering facility, or even a dispensary. This restaurant has even made an appearance on a morning TV cooking show! Come in and check us out! Whether you're looking to invest in a growing diner, expand business opportunities, or transform this historic space to fit your vision, this is an unparalleled opportunity. Don’t miss your chance to own a piece of history!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
7/10
South Central High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multiplex
  • Property subType: Multi Family,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 16042C020440000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes

Lot

  • Lot size: 2,639 sqft

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$381$4,572
Property Taxes $187$2,244
Electricity $193$2,320
Total$1,994$23,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,365/yr
40% on housing$59,820/yr
45% on housing$53,173/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44837$148
Huron County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 44837$68
Huron County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$259,000
2026-01-05Price change$269,900
2025-10-23Price change$274,900
2025-09-04Listed for sale$299,900
2025-08-27Listing removed$327,000
2025-06-09Price change$327,000
2025-04-04Price change$357,000
2024-10-26Price change$387,000
2024-08-28Listed for sale$437,000

For Sale by Agent

AgentMelissa R Romanello
BrokerageRussell Real Estate Services

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