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35686 Rush Lake Loop #11, Ottertail, MN, 56571

2beds
1baths
560sqft
$178,500
$319price/sqft
$1,260/moest. monthly cost
$50,400/yrincome needed

About This Home

Seasonal Cabin 11 at Shady Grove Resort on Rush Lake! This charming 2 bedroom, 1 bathroom cabin offers a warm, classic lake feel with beautiful knotty pine throughout and an inviting open-concept living, dining, and kitchen area—perfect for relaxing or entertaining. The spacious layout provides comfortable accommodations for family and guests. Enjoy your own deck and green space, ideal for summer evenings after a day on the water. Located within the Shady Grove Resort Association, you’ll appreciate access to shared amenities including the pool, playground, and lake—making this a true low-maintenance getaway. Spend your time enjoying Rush Lake and everything the Ottertail area has to offer—no yard work, just lake life. Perfect seasonal retreat or investment opportunity! Owner/agent

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10
Perham Senior High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Coin-op Laundry Owned

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 560

Heating & Cooling

  • Heating features: Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 53000992015000
  • Zoning description: Residential-Single Family
  • Foundation area: 560

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: East,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View,Shared
  • Frontage length: Water Frontage: 406

Lot

  • Lot size: 962 sqft
  • Lot size dimensions: 37*26

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $902$10,824
Home Insurance *$80$960
Property Taxes $108$1,296
Electricity $170$2,050
Total$1,260$15,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,200/yr
40% on housing$37,800/yr
45% on housing$33,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 56571$164
Otter Tail County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 56571$215
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$185,000
2024-09-27Listing removed$215,000
2024-09-09Price change$215,000
2024-08-28Listed for sale$225,000

For Sale by Agent

AgentAngela Nelson
BrokerageREAL

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