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98 Van Horne St #2, Jersey City, NJ, 07304

3beds
2baths
1,411sqft
$749,000
$531price/sqft
$5,276/moest. monthly cost
$211,040/yrincome needed

About This Home

Welcome to Bergen-Lafayette’s newest luxury new construction residence — a beautifully designed 3-bedroom, 2-bath home offering the perfect blend of modern style, private outdoor living, and long-term upside. Thoughtfully crafted with high-end finishes throughout, this sun-drenched home features an open-concept layout, oversized windows, high ceilings, hardwood flooring, designer lighting, and a sleek chef’s kitchen with custom cabinetry, quartz countertops, waterfall island, and stainless steel appliances. The spacious living and dining area features a stunning gas fireplace and flows seamlessly to the spacious bedrooms. The master ensuite bedroom includes a private terrace. Spa-inspired bathrooms and curated modern finishes complete the home’s elevated design. Upstairs, a massive 560 sf private rooftop terrace delivers breathtaking NYC skyline views and the ultimate space for entertaining, dining, or relaxing under the stars. Located in the rapidly transforming Bergen-Lafayette neighborhood, directly across the street from a major approved redevelopment project set to further enhance the area’s growth, infrastructure, and property values — creating exceptional future upside and instant equity potential for homeowners and investors alike. Situated moments from Berry Lane Park, the Light Rail, restaurants, cafes, and everything Jersey City has to offer, this is luxury living with unmatched investment potential. 5 year tax abatement and 10 year home warranty included!

Getting Around

75
WalkingVery Walkable
69
TransitGood Transit
68
BikeBikeable

Schools

6/10
6/10
Number 4 Middle SchoolGrades 6-81.0 mi
1/10
Lincoln High SchoolGrades 9-120.5 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Terrace,Private Roof Top,2 Other Rooms
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,411
  • Total interior livable area: 1,411 sqft

Property

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$323$3,876
Property Taxes $973$11,676
Electricity $193$2,318
Total$5,276$63,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,891/yr
40% on housing$158,280/yr
45% on housing$140,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$531This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$386
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Price change$749,000
2026-02-28Price change$750,000
2025-07-24Price change$850,000
2024-11-30Listed for sale$825,000

For Sale by Agent

AgentCHRISTINE AYUBI
BrokerageCORCORAN SAWYER SMITH

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