




822 S Topsail Drive #A, Holly Ridge, NC, 28445
About This Home
What a view from this Surf City Home with Solid Rental History if interested! The Ground Floor offers a multi-car Carport, Outdoor Storage Room, Golf Cart Parking, and all before you walk in the home! As you enter from Ground level, you'll find more Storage, and access to steps or the Elevator to take to the First Floor and beyond! Once on the First Floor, you'll find 2 Primary Suites, 2 other Bedrooms that are Generous in size, and a Full Bath for the 2 to share! Also, take a minute to enjoy the view on the Front Porch as well! As you go up another level the the 2nd Floor, you'll find a true Open Concept with Beautiful Kitchen, Dining Area, and a few different living spaces to sit and relax! You'll also find access to another Porch over looking the Beautiful Sound! There are also 2 bedrooms on this floor and full Bath as well! Don't miss the Crows Nest on the top floor which could be used as a 7th BR, Loft, or whatever you choose! There is also access to a private Deck that once again shows off the incredible views! This home has it all, including a shared pool, an outdoor shower, and quick access to Beach, Parks, Restaurants, Shops and more!
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: See Remarks,Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- Mud Room,Elevator
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,264
- Total interior livable area: 3,264 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 42345772780000
- Zoning: R10
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck,Porch
- Fencing: Other
- Waterfront features: None
- Living area range: 3000 - 3499
Lot
- Lot size: 1,742 sqft
- Lot size dimensions: 55 x 135 x 48 x 140 A portion of
Parking
- Parking features: Covered,Additional Parking,On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,966 | $71,592 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $540 | $6,480 |
| Electricity | $304 | $3,648 |
| Total | $7,100 | $85,200 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listing removed | $18,200 |
| 2026-03-21 | Price change | $1,180,000 |
| 2026-02-13 | Price change | $1,190,000 |
| 2026-01-15 | Price change | $1,195,000 |
| 2025-12-26 | Listed for rent | $18,200 |
| 2025-12-17 | Listing removed | $18,200 |
| 2025-11-13 | Listed for sale | $1,225,000 |
| 2025-09-25 | Listed for rent | $18,200 |
| 2024-10-12 | Listing removed | $9,500 |
| 2024-09-23 | Listed for rent | $9,500 |
| 2024-09-13 | Listing removed | $14,000 |
| 2024-08-29 | Listed for rent | $14,000 |
For Sale by Agent
