




35 CORTEZ Avenue, Saint Augustine, FL, 32080
About This Home
Welcome to 35 Cortez within Cortez on the Water--an exclusive enclave of 30 luxury waterfront residences gracefully positioned along the Intracoastal Waterway. This beautifully appointed Swordfish floor plan offers captivating views of Salt Run, the Intracoastal, and the downtown skyline. Ideally located minutes from Anastasia State Park, award-winning restaurants, and the vibrant energy of coastal living, this residence delivers refined design and effortless luxury. This 2,872 sq ft three-story home includes a private in-unit elevator, deeded 40' boat slip with direct deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates an impressive first impression, while the paverstone driveway enhances the home's timeless coastal curb appeal. The first floor features a private guest suite or flexible entertainment space pre-plumbed for a wet bar (optional upgrade), a stylish full bath, a dedicated laundry room, and direct access to a covered patio with tranquil marina and water views. On the second floor, the spacious primary suite is its own retreat, offering a spa-inspired oversized bath, a large walk-in closet, and a private covered balcony overlooking the Intracoastal. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen features a waterfall-edge quartz island with ample storage, high-end stainless steel appliances, an electric range, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. Select builder upgrades still available. *3D virtual tour is of a similar floor plan within the same building and is provided for layout and design perspective. Tour reflects a staged/furnished end-unit model; the 35 Cortez is an interior unit and is offered unfurnished. Finishes, views, and features may vary.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Construction materials: Concrete,Fiber Cement,Frame
Type & Style
- Home type: Condo
- Architectural style: Contemporary,Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Other,Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Lower Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen,Elevator,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
- Flooring: Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,872 sqft
Property
Details
- Parcel number: 2184310109
- Attached to another structure: Yes
- Zoning description: Residential
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered,Patio
- Exterior features: Balcony,Boat Slip
- Spa features: Community
- Has view: Yes
- View description: Intracoastal,Marina
- Has water view: Yes
- Water view: Intracoastal,Marina
- On waterfront: Yes
- Waterfront features: Intracoastal,Navigable Water
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,017 | $72,204 |
| Home Insurance * | $935 | $11,220 |
| Property Taxes | $743 | $8,916 |
| Electricity | $289 | $3,468 |
| Total | $7,984 | $95,808 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Price change | $1,190,000 |
| 2025-06-27 | Price change | $1,250,000 |
| 2024-08-29 | Listed for sale | $1,599,000 |
