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120 Jewel Dr, Crystal Beach, TX, 77650

3beds
2baths
1,200sqft
$379,000
$316price/sqft
$2,647/moest. monthly cost
$105,880/yrincome needed

About This Home

Coastal charm, privacy, and investment potential come together in this beautifully designed Crystal Beach retreat! Just a few blocks from the beach, this move-in-ready 3-bedroom, 2-bath home features an open-concept layout, abundant natural light, and a stunning island kitchen perfect for entertaining. Enjoy breathtaking sunsets and refreshing Gulf breezes from the expansive front porch, then unwind on the private back patio after a day in the sand. The outdoor shower makes beach living effortless, while the one-car garage provides valuable storage for vehicles, golf carts, and beach gear. Situated on a private lot with no immediate rear neighbors and only one side neighbor, this property offers a rare sense of peace and seclusion. Whether you’re seeking a primary residence, vacation getaway, or income-producing short-term rental, this exceptional home delivers the best of Crystal Beach living just minutes from the ferry, dining, and entertainment.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1211.5 mi
--
Austin Middle SchoolGrades 5-610.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Batts Insulation,Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,All Bedrooms Down
  • Window features: Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Island w/ Cooktop,Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 547000000308000

Features

  • Stories: 1

Lot

  • Lot size: 4,212 sqft
  • Features: Cleared,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$93$1,116
Property Taxes $400$4,800
Electricity $238$2,859
Total$2,647$31,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,754/yr
40% on housing$79,410/yr
45% on housing$70,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$222
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$379,000
2024-05-22Listing removed--
2024-05-03Pending sale$399,000
2024-01-16Listed for sale$399,000
2024-01-13Listing removed--
2023-11-29Price change$399,900
2023-07-21Price change$409,000
2023-06-04Listed for sale$419,000
2023-05-01Listing removed--
2022-10-20Listed for sale$699,000

For Sale by Agent

AgentYuliia Lazorenko
BrokerageJLA Realty

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