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132 Bellamy Rd, Asheville, NC, 28806

2beds
2baths
1,284sqft
$314,000
$245price/sqft
$2,065/moest. monthly cost
$82,600/yrincome needed

About This Home

A rare opportunity for brand-new, move-in-ready homeownership close to Downtown Asheville and the energy of Haywood Road, this home makes it possible to enjoy the Asheville lifestyle at a more attainable price point within a newly established community offering a fresh and cohesive neighborhood feel. Designed for easy, stress-free living from day one, this 2-bedroom, 2-bath home offers a bright, open-concept layout filled with natural light and attractive finishes throughout. The kitchen features generous cabinetry, ample counter space, a center island, and stainless steel appliances. The oversized primary suite creates a comfortable retreat with a walk-in closet and an ensuite bathroom featuring dual vanities and a walk-in shower. A secondary bedroom provides space for guests or family, while an additional flex room offers the perfect setting for a home office, creative space, or quiet retreat. Enjoy outdoor living with covered front and back porches, providing inviting spaces to unwind or start your day with a cup of coffee. This location offers effortless access to Asheville’s vibrant dining, arts, and cultural scene.

Getting Around

24
WalkingCar-Dependent
21
TransitMinimal Transit
11
BikeSomewhat Bikeable

Schools

6/10
Emma ElementaryGrades PK-40.3 mi
6/10
2/10
Clyde A Erwin HighGrades PK,9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,284

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 963933257500000
  • Zoning: R-3
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.19 Acres
  • Features: Cleared,Level,Paved

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$87$1,044
Property Taxes $191$2,292
Electricity $200$2,405
Total$2,065$24,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,800/yr
40% on housing$61,950/yr
45% on housing$55,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 28806$222
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28806$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$299,000
2026-07-16Listed for sale$314,000

New Construction

AgentMarie Reed
BrokerageKeller Williams Professionals

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