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51602 Stern Ln #128, New Baltimore, MI, 48051

2beds
2baths
1,562sqft
$219,900
$141price/sqft
$1,614/moest. monthly cost
$64,560/yrincome needed

About This Home

Welcome to Northpointe Village of Chesterfield. This condo is one of the larger units in the development. Open floor plan with vaulted ceilings and a gas fireplace in the living room. Two nice sized bedrooms with a private full en suite off the primary bedroom. Laundry room in unit that's very spacious and a 1 car attached garage. For those who want condo living with a lot of amenities, this is it. There's a community pool, clubhouse and tennis court. The HOA allows up to 2 dogs or cats (or one of each). There's a 40 lb weight limit, however if you have a larger breed, there is wiggle room there per the HOA with approval.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Raised Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Energy Star Qualified Dishwasher,Free Standing Electric Oven,Free Standing Refrigerator,Microwave,Washer
  • Laundry features: Laundry Room

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area above ground: 1,562

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,562 sqft

Kitchen

  • Level: Second
  • Area: 99
  • Dimensions: 9 X 11

Laundry

  • Level: Second
  • Area: 64
  • Dimensions: 8 X 8

Living Room

  • Level: Second
  • Area: 238
  • Dimensions: 14 X 17

Other

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second
  • Area: 165
  • Dimensions: 11 X 15

Property

Details

  • Parcel number: 0917402128
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: Community,In Ground
  • Exterior features: Grounds Maintenance,Lighting,Private Entrance,Tennis Courts
  • Fencing: Fencingnot Allowed

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$90$1,080
Property Taxes $225$2,700
Electricity $188$2,259
Total$1,614$19,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,337/yr
40% on housing$48,420/yr
45% on housing$43,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 48051$142
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48051$205
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$239,900
2025-01-31Listing removed$219,900
2025-01-24Price change$219,900
2024-12-30Price change$222,900
2024-11-08Listed for sale$229,900
2024-10-21Listing removed$229,900
2024-10-03Listed for sale$215,000
2024-09-23Pending sale$215,000
2024-09-12Price change$215,000
2024-08-30Listed for sale$220,000

For Sale by Agent

AgentErick Monzo, Keller Williams Realty-Great Lakes
BrokerageKeller Williams Realty-Great Lakes

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