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2665 Timber Oaks Rd SW, Rochester, MN, 55902

5beds
4baths
3,810sqft
$1,299,900
$341price/sqft
$8,741/moest. monthly cost
$349,640/yrincome needed

About This Home

Welcome to this thoughtfully designed walkout ranch in the desirable Scenic Oaks West neighborhood, offering nearly 4000 square feet of refined living space. The open main level features 10-foot ceilings and expansive living areas filled with natural light from oversized windows. The custom kitchen includes a walk-in pantry and opens to a warm great room with a fireplace. The primary suite provides a calm retreat with a spacious walk-in closet, complemented by an additional main floor bedroom, full bath, and convenient main floor laundry. The lower level is great for entertaining, featuring a large family room, wet bar, and three additional bedrooms, including a ensuite with a walk-in closet and an additional full bathroom. Designed with space and comfort, this home offers a layout that adapts effortlessly to a variety of lifestyles. Ideally located near shopping, walking trails, and schools, with downtown Rochester just minutes away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
4/10
9/10
Mayo Senior High SchoolGrades 8-124.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete

Other

  • Builder name: DISTINGUISHED HOMES BY MITCH HAGEN LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Drainage System,Finished,Full,Concrete,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Family Room

  • Level: Lower
  • Area: 520
  • Dimensions: 26x20

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,890
  • Finished area above ground: 1,920

Great Room

  • Level: Main
  • Area: 324
  • Dimensions: 18x18

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,810
  • Total interior livable area: 3,810 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Mud Room

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Other

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Screened Porch

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 642844084079
  • Zoning description: Residential-Single Family
  • Foundation area: 1899

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Covered,Patio

Lot

  • Lot size: 0.35 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 90 x 168

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$753$9,036
Property Taxes $1,094$13,128
Electricity $321$3,856
Total$8,741$104,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,691/yr
40% on housing$262,230/yr
45% on housing$233,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 55902$223
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55902$185
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$1,320,000
2026-02-13Listing removed$1,320,000
2024-09-25Price change$1,320,000
2024-08-30Listed for sale$1,299,900

New Construction

AgentDean Mack
BrokerageEdina Realty, Inc.

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