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6862 Thomas St, Horace, ND, 58047

4beds
3baths
2,108sqft
$364,900
$173price/sqft
$2,580/moest. monthly cost
$103,200/yrincome needed

About This Home

Located in the beautiful and modern community of Horace, this stunning 4-bedroom, 3-bath home offers an open-concept design with soaring 12-foot ceilings and a luxurious kitchen on the main living level. The upper level features three bedrooms and two bathrooms, including a spacious primary suite, along with the convenience of upstairs laundry. The lower level includes a cozy family room, an additional bedroom, and a full bath—perfect for guests or extra living space. Ideally situated near schools and major roadways, this home combines comfort and convenience in one of Horace’s fastest-growing neighborhoods. Upgrades include quartz countertops, black lighting fixtures, upgraded appliances, a gas fireplace with mantel, an insulated and finished garage with floor drain, and an added pantry cabinet for extra storage. Immaculately maintained, this home is truly move-in ready with established sod and a finished deck—ready to welcome its next family.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Horace Elementary SchoolGrades K-51.4 mi
5/10
Heritage Middle SchoolGrades 6-80.7 mi
9/10
Horace High SchoolGrades 9-110.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bathroom

  • Level: Lower

Bedroom

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 503
  • Finished area above ground: 1,605

Foyer

  • Level: Main

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,108
  • Total interior livable area: 2,108 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15111500840000
  • Zoning description: Residential-Single Family
  • Foundation area: 1251

Features

  • Levels: Three Level Split
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 5,140 sqft
  • Features: Sod Included in Price
  • Lot size dimensions: 41' x 125'

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance $257$3,084
Property Taxes $337$4,044
Electricity $141$1,698
Total$2,580$30,960

Income You'd Need if You Spent...

35% on housing$88,457/yr
40% on housing$77,400/yr
45% on housing$68,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 58047$175
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58047
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$364,900
2026-05-04Price change$365,900
2026-04-15Listed for sale$366,900
2024-12-20Sold--
2024-10-17Pending sale$335,050
2024-08-30Listed for sale$335,050

For Sale by Agent

AgentVanessa M. Gunderson
BrokeragePark Co., REALTORS®

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