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807 Ruth St #805, Baytown, TX, 77520

5beds
4baths
3,010sqft
$414,900
$138price/sqft
$3,689/moest. monthly cost
$147,560/yrincome needed

About This Home

Prime Duplex Opportunity in Baytown! Spacious duplex offering approximately 3,010 sq ft on a large 0.46-acre lot—perfect for investors or first-time buyers seeking rental income potential. Unit 805 (upstairs) features 3 bedrooms, 1.5 baths, a comfortable living area, kitchen and dining space, indoor utility room, plus a one-car garage and carport. Unit 807 (downstairs) offers 2 bedrooms, 2 full baths, an oversized living room, kitchen and dining area, indoor utility room, and a one-car garage with carport. Enjoy ample outdoor space for relaxing or entertaining. Conveniently located in the heart of Baytown, near shopping, dining, entertainment, and major freeways. Zoned to Goose Creek CISD. A fantastic opportunity in a growing area! Don't wait any longer, book an appointment to tour this property!!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
3/10
4/10
Lee High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • 2 Bedrooms Down,3 Bedrooms Up

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,010
  • Total interior livable area: 3,010 sqft

Property

Details

  • Parcel number: 1378950010002

Features

  • Stories: 2

Lot

  • Lot size: 9,500 sqft
  • Features: Patio Lot,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$744$8,928
Property Taxes $518$6,216
Electricity $330$3,966
Total$3,689$44,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,480/yr
40% on housing$110,670/yr
45% on housing$98,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 77520$107
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77520$135
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$414,900
2026-02-14Price change$419,900
2025-04-17Pending sale$215,000
2025-03-29Price change$215,000
2025-03-01Price change$239,900
2024-12-09Price change$259,900
2024-11-29Listed for sale$279,900
2024-11-15Listing removed$279,900
2024-10-03Price change$279,900
2024-08-31Listed for sale$299,900

For Sale by Agent

AgentDanielle Rivas
BrokerageCentury 21 Lucky Money

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