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5968 Pier Dr, Denver, NC, 28037

2beds
2baths
1,493sqft
$424,000
$284price/sqft
$2,685/moest. monthly cost
$107,400/yrincome needed

About This Home

Move-in ready and designed for low-maintenance living, this beautifully maintained home in a sought-after Denver NC 55+ community offers the perfect blend of comfort, convenience, and lifestyle. The open-concept layout is filled with natural light and flows effortlessly for everyday living and entertaining. A well-appointed kitchen connects seamlessly to the main living areas, while the spacious primary suite on main provides a private retreat with easy accessibility. Step outside to a covered patio with ceiling fan, ideal for relaxing or hosting guests year-round. Smart home features including a video doorbell and smart lighting throughout add modern convenience and peace of mind. Located in Trilogy Lake Norman, one of the area’s premier 55+ resort-style communities, this home offers the perfect blend of comfort, convenience, and connection. Residents enjoy full access to the impressive 30,000+ sq ft Twin Mills Club*, featuring indoor and outdoor pools, a state-of-the-art fitness center, tennis, pickleball, bocce courts, art studios, game rooms, a wine-tasting room, and on-site dining at the Foundry Restaurant & Bar. A full-time lifestyle director coordinates a wide range of events and clubs, creating a vibrant, connected community experience. For lake lovers, the Freedom Boat Club provides easy access to a variety of boats—making it simple to enjoy Lake Norman whenever you’d like. Conveniently located with easy access to I-77 and Hwy 16, and just a short drive to Lake Norman and Uptown Charlotte, this home delivers the best of active adult living in the Charlotte metro area. This is more than just a home—it’s a lifestyle. Schedule your showing today! *Membership to the Twin Mills Club is required for Trilogy residents and is paid separately at closing (one-time fee of $7,500), granting access to the community’s extensive amenities and lifestyle offerings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
4/10
East Lincoln MiddleGrades 6-84.9 mi
7/10
East Lincoln HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Plumbed For Ice Maker,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,493

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,493 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 104355
  • Zoning: PD-R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Patio
  • Exterior features: Lawn Maintenance
  • Spa features: Community
  • Waterfront features: Other - See Remarks
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.13 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$117$1,404
Property Taxes $225$2,700
Electricity $200$2,405
Total$2,685$32,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,057/yr
40% on housing$80,550/yr
45% on housing$71,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$256
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$430,000
2026-03-26Listed for sale$450,000
2024-09-16Listing removed$2,999
2024-09-02Listed for rent$2,999
2022-09-09Sold$317,500

For Sale by Agent

AgentMatt Stone
BrokerageStone Realty Group

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