896 English Mountain Rd, Cosby, TN, 37722
About This Home
*LAUNDRY ROOM NOW ADDED * Charming Cabin on Nearly an Acre- Proven Income Property. Escape to this beautiful updated cabin offering cozy living with big potential. In the last few years this cabin was fully renovated and is move in ready weather it be a permanent residence or continue to being a rental. It has been successful in the last six months as a short term rental. Situated on nearly an acre, the property provides privacy and room to enjoy the outdoors, complete with a small barn in the back. It can provide immediate storage, or a place to store your hobby items. Conveniently located less than an hour from Knoxville, The Great Smoky Mountains, and Pigeon Forge, you'll enjoy easy access to top destinations while having a peaceful retreat to call your own. Buyer to do their own due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Cabin,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 480
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Wall Unit(s)
Interior Area
- Total interior livable area: 480 sqft
Living Room
- Level: Main
Property
Details
- Parcel number: 073
Lot
- Lot size: 1 Acres
- Lot size dimensions: 100/250
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Ice Storm
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance | $95 | $1,140 |
| Property Taxes | $77 | $924 |
| Electricity | $175 | $2,103 |
| Total | $1,307 | $15,684 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $175,000 |
| 2026-05-05 | Price change | $189,900 |
| 2026-03-23 | Listed for sale | $199,900 |
| 2025-06-23 | Listing removed | $1,250 |
| 2025-05-13 | Listed for rent | $1,250 |
| 2024-10-14 | Sold | $142,500 |
| 2024-09-09 | Pending sale | $154,900 |
| 2024-09-03 | Listed for sale | $154,900 |
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