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555 Harem Ave, Opa Locka, FL, 33054

2beds
1baths
809sqft
$369,000
$456price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

Charming 2BR/1BA single-family home situated on an oversized lot with tremendous upside potential. Property features a newer roof installed approximately 2 years ago, ample parking, and plenty of space for expansion, additions, or future development. Ideal opportunity for investors, builders, or owner-occupants looking to add value. Conveniently located near major roadways, shopping, schools, and public transportation. Please see broker remarks for showing instructions.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
3/10
North Dade Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 809
  • Total interior livable area: 809 sqft

Property

Details

  • Parcel number: 0821210010290
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Exterior features: Room For Pool
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 7,877 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$142$1,704
Property Taxes $249$2,988
Electricity $197$2,366
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$456This listing

vs Other Active Listings

Avg $/sqft

ZIP 33054$233
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33054$366
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$369,000
2026-06-24Listed for sale$389,000
1991-12-01Sold$36,000

For Sale by Agent

AgentMelanie Aguilera
BrokerageTop Tier International Realty, LLC.

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