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1246 Fisherman Street, Opa Locka, FL, 33054

2beds
1baths
1,238sqft
$487,990
$394price/sqft
$3,816/moest. monthly cost
$152,640/yrincome needed

About This Home

**This Property is Move in Ready**. It has a Converted Garage. Refridgerator & W/D Hook up Only- all other appliances are new. Sold as-is. Property is vacant- please call Listing Agent for lockbox access.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1947

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Oven,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Family/Dining Room,None,Storage
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Other

Interior Area

  • Total structure area: 1,278
  • Total interior livable area: 1,238 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0821210022000
  • Zoning: 0100
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: Use Walker's Gate Only
  • Patio & porch: Deck
  • Exterior features: Outdoor Living Area,Storage,Room For Pool
  • Fencing: Chain Link,Full
  • Waterfront features: None

Lot

  • Lot size: 6,540 sqft
  • Features: Interior Lot,Many Trees,< 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Converted Garage,Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,467$29,604
Home Insurance *$187$2,244
Property Taxes $965$11,580
Electricity $197$2,366
Total$3,816$45,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,834/yr
40% on housing$114,480/yr
45% on housing$101,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 33054$231
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33054$366
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$499,900

For Sale by Agent

AgentMegan Aderele
BrokerageOpa Locka Real Estate LLC

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