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4002 W Worley St Unit 1, Columbia, MO, 65203

2beds
3baths
1,746sqft
$289,000
$166price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

Move-in ready end-unit condo at Smithton Crossing in the desirable Southwest Columbia! This townhouse-style condo offers an open-concept main level featuring a spacious living area with fireplace, granite countertops, dining area with patio access, and a convenient half bath. Upstairs, you'll find two generously sized en-suite bedrooms, each with its own full bath. Enjoy the added privacy and natural light of an end-unit, plus an attached one-car garage. Community amenities include a clubhouse and pool, with lawn care and snow removal covered by the HOA. Convenient location near shopping, dining, parks, trails and the University of Missouri and downtown.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Smithton Middle SchoolGrades 6-80.4 mi
7/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter,Slab

Other

  • Builder name: Pate Jones

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Walk-In Closet(s),Kit/Din Combo,Granite Counters,Wood Cabinets
  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Upper

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,746
  • Total interior livable area: 1,746 sqft

Property

Details

  • Parcel number: 1620300101070001
  • Zoning description: R-MF Multiple-Family Dwelling*

Features

  • Patio & porch: Covered,Brick,Front Porch

Lot

  • Features: Cleared,Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$159$1,908
Property Taxes $197$2,364
Electricity $141$1,693
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$289,000
2026-06-05Listed for sale$292,000
2022-09-15Sold--
2022-08-09Listed for sale$255,000
2021-12-23Sold--

For Sale by Agent

AgentBrooke Sydenstricker McCarty
BrokerageWeichert, Realtors - House of Brokers

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