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290 Poplar Ln, Holly Springs, MS, 38635

5beds
3baths
2,894sqft
$410,000
$142price/sqft
$2,937/moest. monthly cost
$117,480/yrincome needed

About This Home

LOVELY home nestled between mature trees on large lot in the country. Come tour this charming (5) Bedroom, (3) Bath home which sits on 1.80 acres in the quiet subdivision of Valley Oaks. Home is 2,470 s.f. with (3) Bedrooms, (2) Baths down and (2) Bedrooms and (2) full bath up. One of the bedrooms is the media room but has a closet and can be utilized as a 5th bedroom. Downstairs flooring will be all wood and ceramic tile in the wet areas. Upstairs will be carpet in the bedrooms. The kitchen will have custom cabinets, granite countertops, SS and black appliances ~ which include free standing stove/oven, microwave and dishwasher. The primary suite is on one end with wood floors, ceiling fan/light and garden shower, marble tops and ceramic tile in the primary bath. You can enjoy your morning java and soak in the scenery from your ''one of a kind'' covered porch. Other home features are (2) HVAC units, covered front porch, back patio, and rain gutters. SELLER WILL OWNER FINANCE.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Holly Springs High SchoolGrades 9-128.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Self Cleaning Oven,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Lower Level,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,His and Hers Closets,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Breakfast Bar
  • Door features: Dead Bolt Lock(s),Hinged Patio
  • Window features: Vinyl
  • Flooring: Carpet,Combination,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 2,894
  • Total interior livable area: 2,894 sqft

Property

Details

  • Parcel number: Unassigned
  • Zoning description: Res Low Density

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 1.80 Acres
  • Features: Cul-De-Sac,Few Trees,Landscaped,Sloped,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$390$4,680
Property Taxes $205$2,460
Electricity $269$3,229
Total$2,937$35,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,697/yr
40% on housing$88,110/yr
45% on housing$78,320/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 38635$133
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38635$114
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-17Price change$450,000
2025-03-02Price change$463,040
2024-09-04Listed for sale$432,000

For Sale by Agent

AgentElizabeth A Thomas
BrokerageRE/MAX Realty Group

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