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2317 Rutland Street, Opa Locka, FL, 33054

2beds
1baths
594sqft
$319,000
$537price/sqft
$2,147/moest. monthly cost
$85,880/yrincome needed

About This Home

Welcome to this charming single-story residence located in Magnolia Gardens Consolidated 1st in Opa-Locka, Florida. This 2-bedroom, 1-bathroom home offers 594 square feet of comfortable living space, making it an efficient and manageable property. The straightforward floor plan provides practical functionality for everyday living. Situated in an established community, this residence presents an accessible opportunity for those seeking a home in the Opa-Locka area. Sold As-Is

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Living/Dining Room,None
  • Window features: Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 769
  • Total interior livable area: 594 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0821220070160
  • Zoning: 0100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: First Floor Entry
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 5,000 sqft
  • Features: < 1/4 Acre
  • Lot size dimensions: x

Parking

  • Total spaces: 4
  • Parking features: Concrete,Driveway,On Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$122$1,464
Property Taxes $215$2,580
Electricity $197$2,366
Total$2,147$25,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,611/yr
40% on housing$64,410/yr
45% on housing$57,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 33054$234
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33054$366
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$319,000
2026-07-13Pending sale$319,000
2026-06-27Listed for sale$319,000
2023-03-09Listing removed--
2023-03-05Listed for rent$2,000
2017-10-09Listing removed$1,200
2017-09-23Listed for rent$1,200
2016-07-11Listing removed$1,150
2015-10-16Listing removed$1,100
2015-09-09Listed for rent$1,100
2014-11-24Sold$56,400
2014-08-05Sold$47,000
2014-06-06Listed for sale$43,900
2003-11-03Sold$81,000
2002-06-18Sold$65,000
2002-02-25Sold$34,600
2001-02-28Sold$65,000
2000-09-01Sold$32,900
2000-01-25Sold$46,600
1997-03-27Sold$40,000

For Sale by Agent

AgentJose G Diaz
BrokerageFlorida Elite Homes Inc.

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