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1814 Aspire St, Charlotte, NC, 28262

3beds
3baths
1,720sqft
$340,999
$198price/sqft
$2,306/moest. monthly cost
$92,240/yrincome needed

About This Home

Welcome to 1814 Aspire Street, a stunning end-unit townhome in the highly sought-after Towns at Mallard Mills community. Built in 2023, this three-story residence combines modern luxury with effortless urban living, making it a perfect fit for professionals, students, and families alike. Over 15K in upgrades from builder! Ceiling fans, Blinds throughout. First Floor: A 1-car rear-entry garage leads into a functional storage area and a versatile flex space. Enclosed with elegant French glass doors, it is the ideal setup for a home office, gym, or guest lounge. Upgraded wood floors with blinds! Second Level: The heart of the home boasts a gourmet kitchen equipped with stainless steel appliances, a massive center island, and high-end finishes. Flow seamlessly from the kitchen to the living area and out onto the private deck, perfect for morning coffee. Top Floor: Your private retreat awaits with a spacious master suite, two secondary bedrooms, a guest bath, and conveniently located laundry facilities. Situated in the vibrant University City area, you are minutes away from Charlotte’s major hubs: Proximity: Just 7.3 miles from UNC Charlotte and a short drive to the J.W. Clay Blvd Light Rail Station for easy downtown access. Shopping & Dining: Enjoy being less than 2 miles from major retail centers and a 10-minute drive to Concord Mills Mall. Nature & Recreation: Close to the UNCC Botanical Gardens and the Mallard Creek Greenway. Commuter Friendly: Immediate access to I-485, I-77, and I-85 puts all of Charlotte within reach.

Getting Around

22
WalkingCar-Dependent
26
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

8/10
Mallard CreekGrades K-53.1 mi
2/10
Ridge Road Middle SchoolGrades 6-81.5 mi
4/10
Mallard Creek HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Gas Range,Microwave
  • Laundry features: In Unit,Third Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,720

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,720 sqft

Primary Bedroom

  • Level: Third
  • Area: 159.9664
  • Dimensions: 13' 5" X 11' 11"

Property

Details

  • Parcel number: 02919801
  • Zoning: UR-2(CD)
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,724$20,688
Home Insurance *$157$1,884
Property Taxes $225$2,700
Electricity $200$2,405
Total$2,306$27,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,062/yr
40% on housing$69,180/yr
45% on housing$61,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$174
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$381,999
2026-04-06Listed for sale$389,111
2024-11-24Listing removed$2,000
2024-10-08Listed for rent$2,100
2024-10-02Listing removed$2,100
2024-10-01Listed for rent$2,100
2024-09-12Listing removed$2,100
2024-09-04Listed for rent$2,100

For Sale by Agent

AgentAdam Barton
BrokerageLake Norman Agents LLC

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