822 Finch Dr, Severance, CO, 80550
About This Home
Step into comfort, space, and versatility with this beautifully designed 5-bedroom, 3.5-bath two-story home that truly has it all. The main floor offers exceptional convenience with a spacious primary suite, complete with its own private bath, alongside two inviting living areas perfect for relaxing or entertaining. You'll also find a well-appointed kitchen, a convenient half bath, and a dedicated laundry room-all thoughtfully laid out for everyday ease. Upstairs, two generously sized bedrooms and a full bath provide plenty of room for family or guests. The fully finished basement expands your options even further, featuring two additional bedrooms, a full bath, and a second kitchen-ideal for multi-generational living, guests, or potential rental opportunities. Spacious, fully fenced backyard with endless potential-ready for your finishing touches to create the perfect outdoor retreat. Car enthusiasts and hobbyists will appreciate the attached 2-car garage, which includes a 220V 50-amp plug-perfect for electric vehicle charging or workshop needs. As an added bonus, the seller is offering a $5,000 credit toward landscaping and upgrades, giving you the opportunity to add your personal touch. This home blends functionality, flexibility, and value-ready to fit a variety of lifestyles.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Composition
- Construction materials: Frame,Stone,Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 12 x 11
Bedroom3
- Level: Upper
- Area: 132
- Dimensions: 11 x 12
Bedroom4
- Level: Basement
- Area: 154
- Dimensions: 11 x 14
Bedroom5
- Level: Basement
- Area: 154
- Dimensions: 11 x 14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Features
- Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s)
- Finished area below ground: 1,237
- Finished area above ground: 1,698
Great Room
- Level: Main
- Area: 208
- Dimensions: 13 x 16
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,935
- Total interior livable area: 2,935 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14 x 12
Laundry
- Level: Main
- Area: 54
- Dimensions: 6 x 9
Living Room
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Primary Bedroom
- Features: 3/4 Primary Bath
- Level: Main
- Area: 180
- Dimensions: 15 x 12
Property
Accessibility
- Accessibility features: Main Floor Bath,Accessible Bedroom,Main Level Laundry
Details
- Parcel number: R8970427
- Zoning: Res
- Special condition: Private Owner
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Hills
Lot
- Lot size: 5,777 sqft
- Features: Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $215 | $2,580 |
| Electricity | $221 | $2,658 |
| Total | $3,021 | $36,252 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $485,000 |
| 2025-03-11 | Listing removed | $2,595 |
| 2025-02-21 | Listed for rent | $2,595 |
| 2024-10-10 | Listing removed | $2,595 |
| 2024-10-02 | Listed for rent | $2,595 |
| 2021-08-12 | Sold | $409,520 |
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