See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

645 S Columbus Ave, Louisville, MS, 39339

5beds
3baths
3,449sqft
$290,000
$84price/sqft
$2,891/moest. monthly cost
$115,640/yrincome needed

About This Home

Step into timeless character and exceptional versatility with this beautifully maintained historic home, formerly operated as a successful Airbnb. Located just three blocks from Downtown Louisville, Mississippi, this spacious one-story residence offers a rare blend of charm, comfort, and income potential.The home features 5 bedrooms, 3 full bathrooms, and 3,449 square feet of heated and cooled living space. Original hardwood floors run throughout, adding warmth and authenticity to every room. The expansive layout includes a large main living area plus a separate second living space, ideal for entertaining, hosting guests, or accommodating multi-generational living. The updated kitchen is both functional and inviting, offering abundant cabinetry and a separate dining area. Additional inter Additional interior highlights include a sunroomsitting area, Outdoor living truly shines on this property. Enjoy a frestwater swimming pool, a shaded backyard, a covered back porch, a side screened porch and a cozy outdoor fire pit- ideal for gathering or quiet evenings. Conviently located approximately 30 minutes from Starkville and Mississippi Sate, 50 minutes from Golden Triangle Regional airport, about 1 hour and 40 minutes from Jackson, MS, this property offers both charm and accessibility, Whether you are seeking a primary residence, an investment property, or a turn-key short term rental, this historic Louisville home is a truly special opportunity

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
4/10
Eiland Middle SchoolGrades 6-80.6 mi
4/10
Louisville High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Cooking Unit Details,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Single Pane Windows,Wood Frames
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,449
  • Total interior livable area: 3,449 sqft

Property

Details

  • Parcel number: 151283402 2101400

Features

  • Pool features: In Ground
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Screened,Side Porch
  • Fencing: Partial
  • Waterfront features: None

Lot

  • Lot size: 0.99 Acres
  • Lot size dimensions: irregular

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Hurricane

FEMA Declared Disasters in Winston County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$987$11,844
Property Taxes $118$1,416
Electricity $320$3,848
Total$2,891$34,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,120/yr
40% on housing$86,730/yr
45% on housing$77,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 39339$89
Winston County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 39339
Winston County$24

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$290,000
2026-01-21Listed for sale$295,000
2025-09-01Listing removed$275,000
2025-03-26Listed for sale$275,000
2025-03-10Contingent$275,000
2025-02-28Price change$275,000
2024-09-05Listed for sale$295,000

For Sale by Agent

AgentDOYES HOLLAND
BrokerageTOM SMITH LAND AND HOMES

Similar Homes