1062 N St, Arcata, CA, 95521
About This Home
Exceptional investment opportunity in Arcata's highly desirable Creamery District. Live in one, rent the other, and invest in your future in Arcata's vibrant community. This rare property includes 2 spacious single-family homes on one oversized lot, each currently rented at $1,850/month. The homes are functional and well-kept, offering immediate income while leaving room for value-add improvements. Whether you're looking to offset your mortgage or build equity, this setup offers flexibility and strong potential. With high-density multifamily and Gateway zoning, this property offers exceptional potential for development, including the possibility of vertical expansion up to six stories! Whether you're an investor, owner-occupant, or developer, this property offers flexibility, income and long-term upside in one of Arcata's most desirable neighborhoods. For 3D walk through and floor plan of House 2(green house) please visit... https://www.zillow.com/view-imx/dd8dedc8-4ea6-4f09-ae0d-271f0780584b/?utm_source=captureapp Buyer to conduct all due diligence and verify zoning regulations, development potential, and all property details. Square footage is based on assessor records; buyer to verify. Tenant-occupied property; 24-hour notice required for all showings.
Getting Around
Walker's Paradise
Very Limited Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1912
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Features
- Flooring: Carpet
Heating
- Heating features: Wall Furnace
Interior Area
- Total structure area: 2,440
- Total interior livable area: 2,440 sqft
Property
Features
- Levels: One
- Stories: 1
- Fencing: Full
Lot
- Lot size: 0.30 Acres
- Features: Flat
- Lot size dimensions: 75 x 175
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Humboldt County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $348 | $4,176 |
| Electricity | $523 | $6,278 |
| Total | $4,518 | $54,216 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $675,000 |
View on Zillow