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10401 Resort Rd Unit L, Ellicott City, MD, 21042

3beds
2baths
1,476sqft
$490,000
$332price/sqft
$3,333/moest. monthly cost
$133,320/yrincome needed

About This Home

Welcome to this exceptional, nearly new condominium in the highly sought-after Turf Valley community. Built in 2023 and lovingly maintained by its original owners, this is one of only four of the largest and most desirable Sapphire models, offering 3 bedrooms and 2 full bathrooms with high-end upgrades throughout. Designed with both style and functionality in mind, this home features an open, light-filled floor plan with a neutral color palette, luxury vinyl plank flooring, and plush carpeting. The gourmet kitchen is the centerpiece of the home, showcasing quartz countertops, an oversized island with breakfast bar seating, stainless steel appliances, and both electric and gas hookups for cooking flexibility. The spacious living room opens to a private balcony and includes a professionally installed TV wall mount with concealed wiring for a clean, modern look. Additional premium upgrades include extra recessed lighting, a tankless water heater, glass shower door, and a custom closet organization system. Convenient in-unit laundry with upgraded larger washer and dryer adds to the home's ease of living. Enjoy low-maintenance luxury living in the heart of Turf Valley, surrounded by scenic views and just moments from the renowned Turf Valley golf course. Turf Valley Towne Square offers an outstanding selection of shopping, dining, fitness, and spa experiences just minutes from your door. Ideally located with easy access to historic Ellicott City, Baltimore's Inner Harbor, and Washington, D.C., this home offers the perfect blend of comfort, convenience, and an exceptional lifestyle.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

8/10
9/10
Mount View Middle SchoolGrades 6-84.2 mi
10/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Brick,Combination

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Exhaust Fan,Disposal,Microwave,Refrigerator,Oven/Range - Gas,Stainless Steel Appliance(s),Water Dispenser,Electric Water Heater
  • Laundry features: Has Laundry,In Unit

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 154
  • Dimensions: 11 X 14

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Open Floorplan,Kitchen Island,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Dry Wall
  • Window features: Double Hung,Double Pane Windows,Screens,Vinyl Clad
  • Flooring: Luxury Vinyl,Ceramic Tile,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 49
  • Dimensions: 7 X 7

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Countertop(s) - Quartz,Kitchen Island,Breakfast Bar,Kitchen - Gas Cooking
  • Level: Main
  • Area: 240
  • Dimensions: 12 X 20

Living Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 378
  • Dimensions: 14 X 27

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s),Attached Bathroom
  • Level: Main
  • Area: 224
  • Dimensions: 14 X 16

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1402604876
  • Attached to another structure: Yes
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$116$1,392
Property Taxes $459$5,508
Electricity $281$3,374
Total$3,333$39,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,274/yr
40% on housing$99,990/yr
45% on housing$88,880/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 21042$304
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21042$255
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$490,000

For Sale by Agent

AgentKathy Sloan-Beard
BrokerageNorthrop Realty

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