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8528 Rocky Springs Rd, Frederick, MD, 21702

6beds
6baths
5,603sqft
$1,164,990
$208price/sqft
$6,853/moest. monthly cost
$274,120/yrincome needed

About This Home

Step into the Nottingham Vintage, where timeless elegance meets modern comfort. A private Study and formal Dining Room frame the foyer, setting the tone for the thoughtful design found throughout. At the heart of the home, a soaring 2-story Family Room is flooded with natural light from a wall of windows and warmed by a 2-way fireplace shared with the composite deck just beyond. The open Kitchen is a chef’s dream, boasting quartz countertops, a full-height tile backsplash, extended cabinetry, and a gas range, with the adjoining Breakfast Area perfect for casual meals. Just off the Kitchen, a private bedroom with ensuite bath and walk-in closet offers the ideal guest retreat. The first-floor Owner’s Suite is a true haven, featuring two walk-in closets and a spa-inspired bath with quartz countertops, tiled shower and flooring, double vanity, and a private water closet. Rich engineered plank flooring ties the first floor together, while a convenient Laundry Room, Powder Room, and 3-car Garage complete the main level. Upstairs, a private Guest Suite with full bath joins 3 additional bedrooms and a shared family bath, giving everyone their own space. The finished Basement extends the home’s versatility with a café area—complete with sink and space for a microwave and refrigerator—plus a bedroom with its own ensuite full bath. From its bright, open living spaces to its flexible private retreats, the Nottingham Vintage is designed for both grand entertaining and comfortable everyday living. Kellerton is a luxurious, equestrian-inspired community, nested near towns like Whittier, Cannon Bluff, and Clover Hill, and has tree-lined streets and a variety of home styles. Residents of Kellerton can enjoy the community’s many amenities including tot lots for the kids to play on, several athletic fields, walking trails, a dog park, and a beautiful award-winning clubhouse with an Olympic-sized pool! Residents get to enjoy all of this and more just by stepping out their front door. Kellerton offers a variety of customizable floorplans, each with over 10,000 structural and decorative customizations. Looking for more customization? Additional changes are available through our Design Time option. Your Designer will be with you every step of the way to help bring your vision to life. Our quality homes are backed with an industry-leading 20-year warranty structural warranty. Learn more about how Keystone Custom Homes are 80% more efficient than used homes and 50% more efficient than other new homes. Price shown includes all applicable incentives when using a Keystone Custom Homes preferred lender. Price subject to change without notice.

Getting Around

1
WalkingCar-Dependent
9
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

5/10
Monocacy Middle SchoolGrades 6-82.6 mi
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Other
  • Roof: Shingle,Composition
  • Construction materials: Stick Built,Frame,Other

Other

  • Builder model: Nottingham Vintage
  • Builder name: Keystone Custom Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Partially Finished,Walk-Out Access

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided
  • Fireplace: Yes
  • Finished area below ground: 1,173
  • Finished area above ground: 4,430

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,872
  • Total interior livable area: 5,603 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Upper

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102606631
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 3
  • Parking features: Inside Entrance,Garage Faces Front,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,890$70,680
Home Insurance *$249$2,988
Property Taxes $1$12
Electricity $713$8,566
Total$6,853$82,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,960/yr
40% on housing$205,590/yr
45% on housing$182,746/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$204
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$1,174,990
2026-02-02Listed for sale$1,199,990
2026-01-12Pending sale$1,199,990
2025-12-05Price change$1,199,990
2025-09-11Price change$1,275,990
2025-08-08Listed for sale$1,375,990

New Construction Spec

AgentBenjamin Rutt
BrokeragePatriot Realty, LLC

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