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205 BERGEN TPKE, Ridgefield Park, NJ, 07660

1beds
1baths
--sqft
$199,000
--price/sqft
$1,564/moest. monthly cost
$62,560/yrincome needed

About This Home

A WELL KEPT FIRST FLOOR UNIT. 1 BED, L/R D/R. ONE PARKING ASSIGNED. RECREATION AREA WITH SWIMMING POOL. LAUNDRY ROOM AREA. BUZ STOP IN FRONT OD THE BUILDING.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Grant Elementary SchoolGrades PK-60.3 mi
7/10
Lincoln Elementary SchoolGrades PK-61.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Range/Oven-Electric,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Radiant - Electric,Electric
  • Cooling features: Central Air

Kitchen

  • Features: Not Eat-In Kitchen

Property

Details

  • Parcel number: 1150001450000000040000
  • Exclusions: PERSONAL ITEMS

Features

  • Levels: Multi Floor Unit

Lot

  • Lot size: 2.21 Acres
  • Lot size dimensions: 2.21AC

Parking

  • Total spaces: 1
  • Parking features: Parking Lot-Exclusive,Assigned
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$52$624
Property Taxes $313$3,756
Electricity $193$2,318
Total$1,564$18,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,622/yr
40% on housing$46,920/yr
45% on housing$41,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07660$387
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07660$384
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$199,000
2025-02-05Sold$159,000
2024-10-21Pending sale$159,999
2024-09-08Listed for sale$159,999

For Sale by Agent

AgentCesar Guzman
BrokerageNicholas Real Estate Agency

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