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220 Front St, Toone, TN, 38381

2beds
3baths
2,400sqft
$975,000
$406price/sqft
$6,811/moest. monthly cost
$272,440/yrincome needed

About This Home

Welcome to Chestnut Creek Farm, an exceptional 28.41 acre retreat offering a rare combination of luxury, recreation, and natural beauty. The main home features 2,400 sq ft, 2 bedrooms, 3 full bathroom, 10ft ceilings, spacious living areas, beautiful open kitchen with quartz countertops and a dedicated office that could serve as a potential third bedroom. The 1,600 sq ft Lodge provides flexibility with accommodations for up to 14 guests. It features a private primary suite, six queen bunk beds, 2 full baths, kitchen, and generous gathering space. It offers versatile living options for a variety of needs and a potential income producing property. The property also includes a new 40x40 shop with 15 ft lean-to, providing space for equipment & additional storage. At the heart of the property is an approximately 6 acre stocked lake, with daily deer and turkey sightings to add to the peaceful setting. Chestnut Creek Farm offers an unmatched opportunity to enjoy country living at its finest.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Toone Elementary SchoolGrades PK-80.4 mi
4/10
Central High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Aluminum/Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 120

Features

  • All Bedrooms Down,Double Vanity Bath,High Ceilings,Square Feet Source: Owner
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Pantry

Living Room

  • Features: Separate Living Room
  • Area: 391

Master Bedroom

  • Area: 240

Office

  • Area: 88

Property

Details

  • Parcel number: 034 020.00

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Porch,Covered Patio
  • Has spa: Yes
  • Spa features: Heated
  • Waterfront features: Lake/Pond on Property

Lot

  • Lot size: 28.41 Acres
  • Features: Some Trees
  • Lot size dimensions: 28.41 acres

Parking

  • Parking features: Driveway/Pad,Workshop in Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Heat Wave
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance $1,215$14,580
Property Taxes $471$5,652
Electricity $195$2,340
Total$6,811$81,732

Income You'd Need if You Spent...

35% on housing$233,520/yr
40% on housing$204,330/yr
45% on housing$181,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 38381$83
Hardeman County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 38381
Hardeman County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$975,000
2026-07-13Listed for sale$1,100,000
2025-01-24Listing removed$1,390,000
2024-10-29Price change$1,390,000
2024-09-05Listed for sale$1,750,000

For Sale by Agent

AgentChristi L McCaslin
BrokerageLanier Realty

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