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1261 Ruth Ave, Yuba City, CA, 95993

4beds
2baths
1,818sqft
$547,499
$301price/sqft
$3,469/moest. monthly cost
$138,760/yrincome needed

About This Home

Beautiful New 4 Bed / 2 Bath Home in Yuba City Beautiful move-in ready home built in 2024 located in a quiet neighborhood in Yuba City. *Bult 2024 * 4 Bedrooms * 2 Bathrooms * Approx. 1,818 Sq Ft * Lot size around 6,098 sq ft * Modern open floor plan * Spacious kitchen * Refrigerator included * Solar installed paid off * Attached two car garage * Front yard and backyard fully finished * Central AC & heating * Clean and well maintained Convenient location: * Near Walmart * Near Home Depot * Close to high school * Close to shopping and restaurants ?? 1261 Ruth Ave, Yuba City, CA 95993 Move-in ready. Serious buyers only. Message for more details or private showing.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
5/10
River Valley High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Built-up

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,818 sqft

Property

Details

  • Parcel number: 062450016000

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,768$33,216
Home Insurance *$151$1,812
Property Taxes $152$1,824
Electricity $398$4,786
Total$3,469$41,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,937/yr
40% on housing$104,070/yr
45% on housing$92,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 95993$234
Sutter County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 95993$264
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Price change$547,499
2026-06-11Price change$550,000
2026-06-05Listed for sale$540,000
2024-05-31Sold$498,000

For Sale by Owner

AgentProperty Owner

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