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2915 W Thirteen Mile Rd APT 308, Royal Oak, MI, 48073

1beds
1baths
600sqft
$75,000
$125price/sqft
$668/moest. monthly cost
$26,720/yrincome needed

About This Home

Discover maintenance-free living at its finest in this rare, spacious third-floor co-op! Perfectly situated in a quiet setting just minutes from vibrant Downtown Royal Oak, upscale Birmingham, and Corewell Health (Beaumont) Hospital. As one of the upper units in the building, it boasts a private balcony, a beautiful view of the tree-filled courtyard, and a fantastic cross breeze. Elevator access takes you effortlessly up to Unit 308, where natural light pours through the oversized living room window. The bright kitchen offers a clean, efficient layout equipped with new luxury vinyl flooring. Retreat to the spacious primary bedroom featuring a large walk-in closet and a private doorwall leading to the rear balcony, while the entry porch sitting area overlooks the peaceful courtyard below. This move-in-ready unit comes with immediate occupancy and includes one of the highly desirable (but limited) assigned covered carports, along with a private basement storage area. The common basement also features a highly affordable community laundry room ($0.50 per wash/dry). Enjoy unmatched financial stability with a well-run co-op where the monthly fee conveniently covers property taxes, heat/gas, water/sewer, trash, and all exterior/structural maintenance. Please note: Ownership is limited to cash buyers only (no age restrictions, 18+), must be owner-occupied (no investors), and no pets are allowed. Don't miss this smart, low-maintenance opportunity to live in the heart of it all!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Addams ElementaryGrades PK-50.6 mi
7/10
Royal Oak Middle SchoolGrades 6-82.3 mi
9/10
Royal Oak High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Basement,Block
  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Common Entry Building,Ranch
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Disposal,Free Standing Electric Range,Free Standing Refrigerator
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Common,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 56
  • Dimensions: 7 X 8

Features

  • Elevator,Entrance Foyer
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Radiant
  • Cooling features: Ceiling Fans,Wall Units

Interior Area

  • Total interior livable area: 600 sqft

Kitchen

  • Level: Entry
  • Area: 35
  • Dimensions: 7 X 5

Living Room

  • Level: Entry
  • Area: 154
  • Dimensions: 11 X 14

Other

  • Level: Entry
  • Area: 28
  • Dimensions: 7 X 4

Primary Bedroom

  • Level: Entry
  • Area: 140
  • Dimensions: 10 X 14

Property

Details

  • Parcel number: 2508101013
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One Story Up
  • Stories: 1
  • Entry location: UpperLevelwElevator
  • Exterior features: Awnings,Balcony,Grounds Maintenance,Lighting

Parking

  • Parking features: No Garage,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$23$276
Property Taxes $78$936
Electricity $188$2,259
Total$668$8,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,902/yr
40% on housing$20,040/yr
45% on housing$17,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 48073$184
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48073$269
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$75,000
2026-05-01Listing removed$75,000
2026-01-27Listed for sale$75,000
2026-01-24Listing removed$75,000
2025-11-04Listed for sale$75,000
2025-11-01Listing removed$75,000
2025-04-29Listed for sale$75,000
2025-02-03Listing removed$75,000
2024-12-02Price change$75,000
2024-09-06Listed for sale$80,000

For Sale by Agent

AgentKimberly Nagy Street
BrokerageEXP Realty Nagy Group

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