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1208 Redbud St, Howe, TX, 75459

6beds
4baths
4,231sqft
$620,000
$147price/sqft
$5,041/moest. monthly cost
$201,640/yrincome needed

About This Home

INCREDIBLE BUYER INCENTIVES: $10000 MORTGAGE CONCESSION. Opendoor Home Loans will pay $10000 at closing towards your interest rate buydown if you finance with Opendoor Home Loans LLC. 1208 Redbud St is a two-story Howe stone-and-brick home built in 2022 and set on a large lot. The kitchen features light cabinetry, a center island with stone countertops, stainless steel appliances, and double wall ovens. The main living room includes a fireplace and hardwood flooring, and a curved staircase leads to the upper level. The primary bedroom connects to a bathroom with a double-sink vanity, a separate soaking tub and shower, and a walk-in closet with built-in shelving. Several secondary bedrooms with carpet and additional full bathrooms provide flexible use. A three-car garage and an expansive backyard complete this well-maintained residence with practical amenities throughout every room. This home has been virtually staged to illustrate its potential. Home comes with a 100-Day Home Warranty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Howe Intermediate SchoolGrades 3-53.1 mi
7/10
Howe Middle SchoolGrades 6-83.1 mi
7/10
Howe High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,231 sqft

Living Room

  • Level: First
  • Dimensions: 18 x 23

Master Bedroom

  • Level: First
  • Dimensions: 21 x 17

Property

Details

  • Parcel number: 434638
  • Exclusions: Security system does not convey. Kwikset lock replaced at close.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard

Lot

  • Lot size: 1.00 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage,None
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$553$6,636
Property Taxes $889$10,668
Electricity $464$5,575
Total$5,041$60,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,834/yr
40% on housing$151,230/yr
45% on housing$134,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 75459$202
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75459$142
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$613,000
2026-07-27Listed for sale$620,000
2026-07-17Sold--
2026-03-08Listing removed$640,000
2026-01-05Price change$640,000
2025-12-17Listed for sale$675,000

For Sale by Agent

AgentAmber Broadway
BrokerageOpendoor Brokerage, LLC

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