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305 Ginger Ave, Anna, TX, 75409

4beds
3baths
2,158sqft
$349,000
$162price/sqft
$2,586/moest. monthly cost
$103,440/yrincome needed

About This Home

Welcome to this beautifully maintained, single-owner home built in 2022, perfectly situated on an OVERSIZED corner lot! This spacious 4-bedroom, 2.5-bath residence offers a modern layout designed for both comfort and functionality. Step inside to discover an open-concept living space filled with natural light, ideal for entertaining or everyday living. The well-appointed kitchen flows seamlessly into the dining and living areas, creating the perfect gathering space. The first-floor primary suite provides a private retreat, complete with an ensuite bath and ample space to unwind. Upstairs, you’ll find generously sized secondary bedrooms offering flexibility for family, guests, or a home office. Outside, the expansive corner lot offers endless possibilities—whether you envision outdoor entertaining, a play space, or simply enjoying the extra room to breathe. With its like-new condition, thoughtful design, and prime lot, this home is a rare opportunity you won’t want to miss!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
3/10
Anna Middle SchoolGrades 6-80.8 mi
5/10
Anna High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 16 x 12

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 19 x 10

Features

  • Eat-in Kitchen,Loft,Open Floorplan,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank

Half Bath

  • Level: First
  • Dimensions: 6 x 4

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,158 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 16

Living Room

  • Level: First
  • Dimensions: 19 x 13

Master Bathroom

  • Features: Built-in Features,En Suite Bathroom,Separate Shower
  • Level: First
  • Dimensions: 8 x 9

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 16

Other

  • Features: Built-in Features
  • Level: Second
  • Dimensions: 8 x 5

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 5 x 7

Property

Details

  • Parcel number: R1259200G00101

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch
  • Fencing: Wood

Lot

  • Lot size: 8,537 sqft
  • Features: Back Yard,Corner Lot,Lawn,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Inside Entrance,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$216$2,592
Property Taxes $368$4,416
Electricity $238$2,859
Total$2,586$31,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,662/yr
40% on housing$77,580/yr
45% on housing$68,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 75409$168
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75409$159
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$362,500
2026-04-10Listed for sale$375,000
2026-02-09Listing removed$2,400
2026-01-21Price change$2,400
2026-01-11Price change$2,300
2025-12-30Listed for rent$2,400

For Sale by Agent

AgentKaren Lavorgna
BrokerageCompass RE Texas, LLC

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