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55 NW 92nd St, Miami Shores, FL, 33150

2beds
2baths
1,328sqft
$1,080,000
$813price/sqft
$8,085/moest. monthly cost
$323,400/yrincome needed

About This Home

Nestled in the highly desirable Miami Shores, this updated 2 bedroom home sits on a tree-lined street and boasts a spacious lot with an inviting outdoor area, ideal for entertaining. Thoughtfully upgraded in 2020, the property features a new roof, electrical panel, hurricane impact windows and doors, irrigation system, and a circular driveway. The redesigned kitchen and fully renovated bathrooms reflect modern style and functionality. The flexible floorplan includes a versatile room currently used as a dining area, easily convertible into a third bedroom. The garage has been transformed into a climate-controlled gym with a brand-new split AC unit, offering additional lifestyle space. Every detail has been carefully considered for comfort, style, and modern living.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Concrete
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Oven,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Clear Impact Glass,Blinds

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,328 sqft

Property

Details

  • Parcel number: 1131010170130
  • Zoning: 0800

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Awning(s),Deck
  • Exterior features: Lighting
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 7,500 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,461$65,532
Home Insurance *$345$4,140
Property Taxes $2,082$24,984
Electricity $197$2,366
Total$8,085$97,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$277,200/yr
40% on housing$242,550/yr
45% on housing$215,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$813This listing

vs Other Active Listings

Avg $/sqft

ZIP 33150$319
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33150$415
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,080,000
2026-03-26Listed for sale$1,100,000
2019-03-29Sold$380,000
2019-03-05Pending sale$399,900
2019-02-06Listed for sale$399,900
2019-01-14Listing removed$2,493
2018-12-31Listed for rent$2,493
2014-04-08Listing removed$2,175
2013-12-22Price change$2,175
2013-11-14Price change$2,230
2013-11-02Listed for rent$2,410
2013-08-30Sold$300,000
2013-04-16Listing removed$324,900
2013-04-13Price change$324,900
2013-03-16Pending sale$299,000
2013-03-07Price change$299,000
2013-02-15Pending sale$299,990
2012-09-02Listed for sale$299,990
2011-05-24Sold$110,000
2011-04-05Price change$135,000
2011-03-20Price change$164,900
2011-02-11Price change$169,900
2011-01-22Listed for sale--
2010-08-11Sold$85,200

For Sale by Agent

AgentChristina Fernandez
BrokerageACC Realty, Inc.

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