See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

140 NE 95th St, Miami Shores, FL, 33138

3beds
3baths
2,459sqft
$1,680,000
$683price/sqft
$13,603/moest. monthly cost
$544,120/yrincome needed

About This Home

Rare opportunity to own an oversized 0.44-acre (19,350 SF) lot in the heart of Miami Shores. The property features a charming single-story home with 2 bedrooms and 2 bathrooms, an open living and dining area, and a spacious kitchen. A separate cottage includes 1 bedroom, kitchen, and bathroom, offering added flexibility for guests or extended use. Original features such as wood floors, crown molding, and a fireplace add character and charm. Situated on a quiet, tree-lined street, the property offers space, privacy, and a rare oversized lot. Ideal for end-users looking to customize, expand, or build a new custom residence. Conveniently located near schools, parks, and local amenities in one of Miami Shores’ most desirable neighborhoods.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Aluminum,Flat Roof With Facade Front
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s),Cottage,Storage
  • Flooring: Wood
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,520
  • Total interior livable area: 2,459 sqft

Property

Details

  • Parcel number: 1132060132850
  • Zoning: 1100

Features

  • Stories: 1
  • Pool features: R30-No Pool/No Water
  • Exterior features: Other
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 0.44 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,494$101,928
Home Insurance *$1,591$19,092
Property Taxes $3,271$39,252
Electricity $247$2,969
Total$13,603$163,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$466,388/yr
40% on housing$408,090/yr
45% on housing$362,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$683This listing

vs Other Active Listings

Avg $/sqft

ZIP 33138$693
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33138$740
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,780,000
2026-04-04Listed for sale$1,935,000
1972-02-01Sold$54,000

For Sale by Agent

AgentDiamela Burguera
BrokerageCentral Commercial Real Estate

Similar Homes