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1581 Ocean Avenue, Mantoloking, NJ, 08738

9beds
10baths
13,000sqft
$15,499,000
$1,192price/sqft
$101,119/moest. monthly cost
$4,044,760/yrincome needed

About This Home

Experience unparalleled luxury in this exceptional oceanfront estate, offering 175 feet of pristine private beach and more than 13,000 square feet of expansive indoor and outdoor living space on the largest oceanfront lot available. This one-of-a-kind residence features nine bedrooms, ten bathrooms, dual laundry rooms, and a five-stop elevator, all anchored by an open floor plan that effortlessly blends everyday family living with sophisticated entertainment. Every detail of this bespoke home reflects refined craftsmanship, from the grand kitchen with its spacious walk-in entertainment pantry and secondary kitchen to the custom millwork and inset cabinetry throughout. Soaring ceilings and private bedroom balconies create a heightened sense of space, light, and seclusion. The sun-drenched exterior is equally impressive, featuring multiple decks, an elevated kitchen and bar, and a custom Gunite pool perched above the dunes with sweeping panoramic ocean views. An outdoor bathroom and shower enhance both convenience and comfort, while wraparound decks on every level and an additional third-floor balcony further elevate the seamless integration of indoor and outdoor living. From sunrise over the Atlantic to sunset across the bay, expansive covered porches and decks offer a front-row seat to breathtaking coastal vistas defining the essence of resort-style oceanfront living.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Shingle Siding,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom

  • Area: 60
  • Dimensions: 10 x 6

Bathroom

  • Area: 50
  • Dimensions: 10 x 5

Bathroom

  • Area: 54
  • Dimensions: 6 x 9

Bathroom

  • Area: 54
  • Dimensions: 6 x 9

Bedroom

  • Area: 180
  • Dimensions: 15 x 12

Bedroom

  • Area: 143
  • Dimensions: 13 x 11

Bedroom

  • Area: 195
  • Dimensions: 13 x 15

Bedroom

  • Area: 294
  • Dimensions: 14 x 21

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 10
  • Full bathrooms: 9
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 561
  • Dimensions: 17 x 33

Den

  • Area: 176
  • Dimensions: 16 x 11

Den

  • Area: 132
  • Dimensions: 12 x 11

Dining Room

  • Area: 340
  • Dimensions: 17 x 20

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Dec Molding,Elevator,Wet Bar,Eat-in Kitchen,Recessed Lighting
  • Flooring: Other
  • Number of fireplaces: 2
  • Fireplace: Yes

Great Room

  • Area: 400
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Natural Gas,Radiant,Forced Air
  • Cooling features: Multi Units,Central Air

Interior Area

  • Total structure area: 13,000
  • Total interior livable area: 13,000 sqft

Kitchen

  • Area: 340
  • Dimensions: 17 x 20

Laundry

  • Area: 66
  • Dimensions: 11 x 6

Other

  • Area: 320
  • Dimensions: 16 x 20

Other

  • Area: 240
  • Dimensions: 20 x 12

Other

  • Area: 130
  • Dimensions: 10 x 13

Other

  • Area: 42
  • Dimensions: 7 x 6

Pantry

  • Area: 320
  • Dimensions: 16 x 20

Property

Details

  • Parcel number: 0700064000000009
  • Zoning description: Residential, Single Family

Features

  • Stories: 3
  • Private pool: Yes
  • Pool features: Fenced,Gunite,Heated,Pool Equipment,Salt Water,Self Cleaner
  • Exterior features: Balcony,Outdoor Shower,Storage,Lighting
  • On waterfront: Yes
  • Waterfront features: Beach Front,Ocean Front

Lot

  • Lot size: 2.67 Acres
  • Features: Oversized
  • Lot size dimensions: 175'x665'

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Paver Block,Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Hurricane
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $78,371$940,452
Home Insurance *$2,975$35,700
Property Taxes $18,340$220,080
Electricity $1,433$17,196
Total$101,119$1,213,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,466,937/yr
40% on housing$3,033,570/yr
45% on housing$2,696,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,192This listing

vs Other Active Listings

Avg $/sqft

ZIP 08738$1,294
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08738$1,061
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$15,900,000
2026-01-01Listed for sale$17,750,000
2025-10-01Listing removed$17,750,000
2025-09-10Price change$17,750,000
2025-05-19Price change$15,900,000
2025-03-10Price change$16,900,000
2024-09-08Listed for sale$18,750,000

New Construction

AgentLaureen M Manhire
BrokerageDiane Turton, Realtors-Wall

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