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9660 W Bay Harbor Dr APT 5A, Bay Harbor Islands, FL, 33154

2beds
3baths
1,640sqft
$1,050,000
$640price/sqft
$6,675/moest. monthly cost
$267,000/yrincome needed

About This Home

Boater’s paradise meets modern luxury in the heart of Bay Harbor Islands! This stunning, fully renovated 2-bedroom, 2.5-bathroom residence spans an impressive 1,640 sq. ft. featuring a sleek, contemporary layout with beautiful wood floors and a newer A/C system, renovated Italian kitchen with large island. Modern, redesigned bathrooms showcase seamless enclosed glass showers—completely eliminating old bathtubs for a clean, spa-like feel. Enjoy peace of mind and complete tranquility with higher-grade, soundproof upgraded impact windows specifically rated for high rise buildings (20+ stories) Unbeatable building perks include an available boat slip for vessels up to 30 feet at an affordable rate, with storage unit located near the lobby. Fully optimized for its next owner, the building features newly completed exterior renovations, a brand-new gym, healthy financial reserves. Completed 50-year certification, no current assessments, pets allowed. Live effortlessly, just moments from the beach, A-rated schools, and elite Bal Harbour Shops!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

5/10
5/10
Nautilus Middle SchoolGrades 6-85.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Closet Cabinetry,Kitchen Island,Elevator,Walk-In Closet(s),Storage
  • Door features: High Impact Doors
  • Window features: Clear Impact Glass,Complete Impact Glass,Blinds,High Impact Windows,Impact Glass
  • Flooring: Other,Wood
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Property

Details

  • Parcel number: 1322270410100
  • Attached to another structure: Yes

Features

  • Pool features: Association
  • Exterior features: Barbecue,Balcony
  • Has view: Yes
  • View description: Canal,Other,Skyline
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Intracoastal Front,Navigable Water,No Fixed Bridges,Ocean Access

Lot

  • Features: East Of Us1

Parking

  • Total spaces: 1
  • Parking features: Additional Spaces Available,Assigned,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$56$672
Property Taxes $1,113$13,356
Electricity $197$2,366
Total$6,675$80,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,857/yr
40% on housing$200,250/yr
45% on housing$178,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 33154$1,402
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33154$935
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$1,050,000
2004-01-28Sold$212,000
1999-12-14Sold$101,900

For Sale by Agent

AgentSonny Nichollas Pietro Pezzente
BrokerageBeachfront Realty Inc

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