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10074 E Bay Harbor Dr #74A, Bay Harbor Islands, FL, 33154

1beds
1baths
480sqft
$299,000
$623price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Beautiful updated apartment in the heart of Bay Harbor Island. Modern kitchen, all tile floors, Italian cabinetry, and stainless steel appliances. Marble bathrooms.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

5/10
5/10
Nautilus Middle SchoolGrades 6-85.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 1322270420090

Features

  • Entry location: First Floor Entry
  • Exterior features: Other
  • Has view: Yes
  • View description: Garden

Parking

  • Parking features: 1 Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$15$180
Property Taxes $508$6,096
Electricity $197$2,366
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 33154$1,408
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33154$935
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$299,000
2022-07-11Listing removed--
2022-06-30Price change$1,750
2022-06-22Listed for rent$1,650
2019-04-12Listing removed$1,300
2019-02-09Price change$1,300
2018-12-04Price change$1,350
2018-11-29Listed for rent$1,400
2017-02-27Sold$159,000
2017-02-03Pending sale$159,000
2016-12-22Listed for sale$159,000
2014-04-08Listing removed$1,100
2013-11-20Listed for rent$1,100
2011-07-06Listing removed$950
2011-06-09Listed for rent$950
2010-10-07Sold$36,600
2010-08-28Listed for sale$31,680
2010-07-16Listing removed$60,000
2010-05-22Price change$60,000
2010-05-14Price change$70,000
2010-05-01Listed for sale$90,000
2004-09-21Sold$109,000
2001-04-09Sold$47,000

For Sale by Agent

AgentMagaly Whittaker
BrokerageFlorida Realty of Miami Corp

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