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209 W Miracle Strip Pkwy APT E203, Mary Esther, FL, 32569

2beds
1baths
965sqft
$151,500
$157price/sqft
$1,113/moest. monthly cost
$44,520/yrincome needed

About This Home

Welcome to easy coastal living at The Cedars in Mary Esther! This beautifully maintained 2-bedroom, fully furnished condo offers a true turnkey opportunity ideal for a primary residence, second home, or investment property near Hurlburt Field, area beaches, shopping, and dining. Fully furnished and truly turnkey — move in, rent, or enjoy immediately from day one. Step inside to a bright and inviting layout featuring comfortable living spaces and thoughtfully furnished interiors designed for immediate move-in convenience... Property is currently operating as a short-term rental and is being sold fully furnished, offering a turnkey opportunity for buyers seeking personal use or investment potential. Buyers should verify rental guidelines and HOA requirements.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1974

Materials

  • Construction materials: Stucco,Trim Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First
  • Area: 42
  • Dimensions: 6 x 7

Features

  • Pantry,Elevator
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Kitchen

  • Level: First
  • Area: 60
  • Dimensions: 10 x 6

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 20 x 12

Other

  • Level: First
  • Area: 24
  • Dimensions: 6 x 4

Property

Accessibility

  • Accessibility features: Handicap Provisions

Details

  • Parcel number: 172S240380000E203

Features

  • Pool features: In Ground
  • Exterior features: Outdoor Grill,Dock
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Sound,Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $766$9,192
Home Insurance *$76$912
Property Taxes $74$888
Electricity $197$2,366
Total$1,113$13,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,160/yr
40% on housing$33,390/yr
45% on housing$29,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$210
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Listed for sale$151,500
2025-10-19Listing removed$199,900
2025-09-30Price change$199,900
2025-07-17Listed for sale$214,900
2023-09-20Sold$155,000
2023-07-19Pending sale$175,000
2023-07-11Listed for sale$175,000
2023-06-13Listing removed--
2023-05-01Pending sale$172,000
2023-03-19Price change$172,000
2022-12-13Price change$175,000
2022-12-03Price change$190,000
2022-11-15Price change$200,000
2022-10-28Listed for sale$230,000
2015-09-18Sold$75,000

For Sale by Agent

AgentJennifer Payne
BrokerageTHE AMERICAN REALTY

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