8950 Harding Ave, Surfside, FL, 33154
About This Home
I am pleased to present this lovely, spacious home located in the heart of Surfside, Florida. Perfectly situated for those who love the coastal lifestyle, this property allows you to spend your days at the beach, as it is located literally two blocks from the ocean. This well-maintained residence features a bright and open layout, including a spacious kitchen, dining room, living room, and an additional den. Originally a 3-bedroom, 2-bathroom home, the garage has been converted into a 4th bedroom. This additional room features its own separate entrance, making it an ideal space for guests or an in-law suite. Key features of the home include: - Spacious Interior: Larger than many typical Surfside homes and shows beautifully. - Recent Upgrades: Features a brand-new roof. - Prime Location: A short walk to the Bal Harbour Shops, Publix, and the Surfside Community Center. - Community Centered: Conveniently located within walking distances to houses of worship. This is truly a wonderful family home in one of South Florida’s most desirable neighborhoods. Please let me know if you would like to schedule a viewing or if you have any questions.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Other
- Construction materials: CBS Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Other
- Flooring: Other
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 2,266
- Total interior livable area: 1,917 sqft
Property
Details
- Parcel number: 1422350050950
- Zoning: 0800
- Other equipment: Other
Features
- Stories: 1
- Pool features: R30-No Pool/No Water
- Exterior features: Other
- Has view: Yes
- View description: Other
Lot
- Lot size: 5,600 sqft
- Features: Less Than 1/4 Acre Lot
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Miami-Dade County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,085 | $97,020 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $2,975 | $35,700 |
| Electricity | $197 | $2,366 |
| Total | $11,342 | $136,104 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $1,599,000 |
| 2026-02-24 | Price change | $1,725,000 |
| 2026-01-30 | Listed for sale | $1,895,000 |
| 2025-07-08 | Listing removed | $5,500 |
| 2025-05-25 | Listed for rent | $5,500 |
| 2024-07-16 | Listing removed | -- |
| 2024-07-10 | Listed for rent | $5,500 |
| 2023-08-09 | Listing removed | -- |
| 2023-08-01 | Price change | $5,000 |
| 2023-06-21 | Price change | $5,500 |
| 2023-06-14 | Price change | $5,300 |
| 2023-05-31 | Listed for rent | $5,750 |
| 2022-03-29 | Listing removed | -- |
| 2022-02-21 | Price change | $5,900 |
| 2022-02-08 | Price change | $5,000 |
| 2021-12-21 | Listed for rent | $5,900 |
| 2021-10-23 | Listing removed | -- |
| 2021-09-23 | Listed for rent | $5,000 |
| 2021-08-31 | Sold | $710,000 |
| 2021-06-01 | Contingent | $695,000 |
| 2021-04-22 | Listed for sale | $695,000 |
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