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2404 E Big Elm Rd, Troy, TX, 76579

5beds
5baths
3,635sqft
$1,199,000
$330price/sqft
$8,433/moest. monthly cost
$337,320/yrincome needed

About This Home

Stunning 5-bedroom, 5-bathroom home designed for both luxury living and entertaining! This exceptional property features a resort-style backyard complete with a sparkling pool, spa, and tranquil waterfall. Guests will love the convenience of a dedicated outdoor bathroom located just off the patio—perfect for pool days. Enjoy outdoor living at its finest with a spacious covered patio and a fully equipped outdoor kitchen, ideal for hosting gatherings year-round. The property also boasts a massive shop with multiple bays, including one large enough to accommodate an RV. Inside, the chef’s kitchen is a showstopper with a large center island, granite countertops, and beautifully crafted custom cabinetry. A walk-in pantry with built-in cabinets provides ample storage and organization. Entertain with ease thanks to a stylish wet bar, perfect for hosting and serving guests. The primary suite offers a true retreat with generous space, a luxurious soaking tub, and an impressive walk-through shower featuring six shower heads. Additional highlights include spray foam insulation for energy efficiency, two tankless water heaters and thoughtful upgrades throughout. This one-of-a-kind home perfectly blends comfort, functionality, and high-end finishes—don’t miss your chance to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Troy Elementary SchoolGrades 3-52.4 mi
7/10
5/10
Troy High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Wet Bar,Ceiling Fan(s),Crown Molding,Pull Down Attic Stairs,Recessed Lighting,Pantry,Walk-In Pantry
  • Flooring: Carpet Free
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,635 sqft

Property

Details

  • Parcel number: 48066

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Private,Waterfall
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Outdoor Kitchen,Porch
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Other,See Remarks
  • Has view: Yes
  • View description: Trees/Woods
  • Waterbody name: Woods

Lot

  • Lot size: 4.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Drought
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$709$8,508
Property Taxes $1,263$15,156
Electricity $399$4,789
Total$8,433$101,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,131/yr
40% on housing$252,990/yr
45% on housing$224,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 76579$233
Bell County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 76579$163
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$1,199,000
2026-04-02Listed for sale$1,250,000

For Sale by Agent

AgentTabitha Cartwright
BrokerageHometown Realty

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