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8610 Foggy Draw Ct, Temple, TX, 76502

3beds
2baths
1,963sqft
$299,000
$152price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

Nestled on a quiet cul-de-sac, this beautifully maintained 3-bedroom, 2-bath home offers a spacious layout with thoughtful updates throughout the home. The well-designed kitchen features granite countertops, a dining area, and a large arched opening that overlooks the living room, creating an open feel while maintaining separate spaces. Numerous upgrades include epoxy-coated floors in the garage and on the covered back patio, a water softener, solar panels to help reduce utility costs, exterior solar screens, a garage door rollup screen, and an electric vehicle charging outlet in the garage. Outside, you'll find a beautifully landscaped yard shaded by mature trees and a covered concrete patio ideal for relaxing or hosting guests. Enjoy neighborhood amenities including a community pool and playground, making this home the perfect blend of comfort, efficiency, and convenience. Located in highly sought-after Belton ISD and just minutes from shopping, dining, and entertainment.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Lake Belton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Water Softener
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,963 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 22 x 17

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: 491938

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Garden,Private Yard,Rain Gutters
  • Fencing: Back Yard,Privacy,Wood

Lot

  • Lot size: 6,882 sqft
  • Features: Cul-De-Sac,Landscaped,Many Trees,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Concrete,Driveway,Epoxy Flooring,Electric Vehicle Charging Station(s),Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$192$2,304
Property Taxes $385$4,620
Electricity $238$2,859
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$299,000
2026-07-17Listing removed$299,900
2026-06-08Price change$299,900
2026-05-20Listed for sale$320,000

For Sale by Agent

AgentCindy Faulkenberry
BrokerageColdwell Banker Apex, REALTORS

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