See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2029 Horsecane Ct, Temple, TX, 76502

4beds
3baths
2,120sqft
$420,000
$198price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

The Nugget floorplan offers 4 bedrooms, 2.5 bathrooms, and 2,120 sqft of beautifully designed living space, highlighted by an award-winning primary suite known for its exceptional layout and luxury feel. The living room features a striking wood-beamed ceiling and a year-round electric fireplace, creating a warm and inviting focal point. The kitchen is equipped with modern GE Profile appliances and soft-close cabinetry, while spray foam insulation ensures energy efficiency throughout the home. A fully landscaped yard and a spacious 2-car garage add everyday convenience and curb appeal. Perfectly situated just a short drive from beautiful Lake Belton and close to the restaurants, shopping, and conveniences of West Temple, this community blends comfort with lifestyle. Zoned to the highly sought-after Belton ISD and Lake Belton High School, it’s an ideal choice for buyers seeking quality, location, and top-tier schools.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
High Point ElementaryGrades K-50.6 mi
5/10
7/10
Lake Belton High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry,Spray Foam Insulation

Other

  • Builder name: Carothers Exec Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Oven,Plumbed For Ice Maker,Range Hood,Vented Exhaust Fan,Some Electric Appliances,Built-In Oven,Cooktop,Microwave
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,His and Hers Closets,Multiple Closets,Open Floorplan,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Separate Shower,Tub Shower,Vanity,Walk-In Closet(s),Custom Cabinets,Granite Counters,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,120 sqft

Property

Details

  • Parcel number: 509743
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch,Security Lighting
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,501 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$270$3,240
Property Taxes $827$9,924
Electricity $238$2,859
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$420,000

For Sale by Agent

AgentWendy Nichols
BrokerageCarothers Executive Homes

Similar Homes