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640 SW 5th Ave, Florida City, FL, 33034

2beds
1baths
1,160sqft
$459,900
$396price/sqft
$2,994/moest. monthly cost
$119,760/yrincome needed

About This Home

Town of Florida City – Corner Lot, Charming 2BR/1BA Home with Spacious Layout! This well-maintained home offers comfort, functionality, and plenty of space to enjoy. Step into a welcoming foyer that opens to a bright living room, perfect for relaxing or entertaining. A generous family room and an office that can be turned into a third bedroom. The home features two bedrooms, including a primary bedroom with a walk-in closet and a second bedroom with its own smaller walk-in closet. The bathroom includes one sink and a tub/shower combination. Enjoy cooking in the kitchen equipped with white appliances, including a stove and refrigerator, a double sink, and a convenient eat-at counter that flows into the dining room. Additional features include a dedicated laundry room with access to a 1-car carport, hurricane shutters, and a hot water heater. The property also boasts a detached 2-car garage with manual doors, CBS construction, and a fully fenced backyard with two double gates (fence located along the north side). Finished with classic terrazzo floors, blinds, and shades throughout, this home combines charm and practicality in a desirable Florida City location. PROOF OF FUNDS AND/OR PRE-APPROVAL LETTER REQUIRED PRIOR TO SCHEDULING A SHOWING OF THE PROPERTY!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

1/10
5/10
Homestead Middle SchoolGrades 6-82.5 mi
3/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Shingle
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Electric Range,Refrigerator,Self Cleaning Oven
  • Laundry features: Laundry Room,Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer,Pantry,Walk-In Closet(s)
  • Window features: Complete Panel Shutters/Awnings,Blinds
  • Flooring: Terrazzo

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,387
  • Total interior livable area: 1,160 sqft

Other

  • Area: 88
  • Dimensions: 11x8

Other

  • Area: 110
  • Dimensions: 11x10

Other

  • Area: 143
  • Dimensions: 13x11

Other

  • Area: 165
  • Dimensions: 15x11

Other

  • Area: 81
  • Dimensions: 9x9

Other

  • Area: 130
  • Dimensions: 13x10

Other

  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 1678240075180
  • Zoning: 0500

Features

  • Stories: 1
  • Entry location: First Floor Entry,Foyer
  • Pool features: R30-No Pool/No Water
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 0.26 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Additional Spaces Available,Slab/Strip
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$162$1,944
Property Taxes $310$3,720
Electricity $197$2,366
Total$2,994$35,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,651/yr
40% on housing$89,820/yr
45% on housing$79,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 33034$203
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33034$273
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$459,900
2023-05-11Listing removed--
2023-04-17Listed for rent$2,100
2018-04-18Listing removed$1,350
2018-03-13Listed for rent$1,350

For Sale by Agent

AgentLesli Burkhead
BrokerageThe Keyes Company

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