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408 NW 12th St, Florida City, FL, 33034

3beds
1baths
1,196sqft
$349,000
$292price/sqft
$2,703/moest. monthly cost
$108,120/yrincome needed

About This Home

This charming corner-lot property is a fantastic investment opportunity, offering comfort, functionality, and strong rental appeal. Featuring 3 bedrooms and 1 bathroom, the home boasts vaulted ceilings in the kitchen and an open-concept living and dining area, creating a bright and spacious atmosphere tenants and buyers love. The large wrap-around kitchen includes a new refrigerator and plenty of cabinet and counter space for everyday convenience. Additional highlights include ceramic flooring in excellent condition throughout, a freshly resealed bathroom, and a newly painted interior that gives the home a clean, move-in-ready feel. The oversized laundry room offers space for hanging clothes and extra storage, complemented by a large storage closet for added practicality. Major updates include a new washer and dryer, new high-efficiency water heater, and an ice-cold newer air conditioning system for energy efficiency and peace of mind. Situated on a desirable corner lot, the property is surrounded by lush clusia trees that provide exceptional privacy and curb appeal. Located directly across from the bus station, this home offers excellent accessibility and convenience, making it especially attractive for tenants and commuters. With spacious bedrooms, each with its own closet, strong mechanical updates, and attractive indoor-outdoor appeal, this property is ideal for investors seeking a low-maintenance rental or a future primary residence with excellent upside potential.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

5/10
Homestead Middle SchoolGrades 6-81.2 mi
3/10
Homestead Senior High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Ice Maker,Microwave,Other,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Laundry Room,Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Vaulted Ceiling(s),Volume Ceilings,Storage
  • Window features: Partial Other Protection,Blinds,Verticals
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,196 sqft

Property

Details

  • Parcel number: 1678240080980
  • Zoning: 5700
  • Other equipment: Other

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Deck,Open Porch,Patio
  • Exterior features: Lighting,Balcony
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 4,253 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$123$1,476
Property Taxes $619$7,428
Electricity $197$2,366
Total$2,703$32,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,674/yr
40% on housing$81,090/yr
45% on housing$72,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 33034$204
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33034$273
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$3,300
2026-07-25Price change$3,100
2026-07-07Price change$349,000
2026-06-17Price change$375,000
2026-06-02Price change$3,300
2026-05-31Listed for rent$3,330
2026-05-30Listing removed$3,300
2026-05-22Listed for sale$380,000
2026-04-16Listed for rent$3,300
2025-11-20Listing removed$2,650
2025-11-11Price change$2,650
2025-10-27Listed for rent$2,750
2025-09-08Listing removed$2,800
2025-07-30Listed for rent$2,800
2025-06-29Listing removed$3,250
2025-04-26Listed for rent$3,250
2025-04-25Listing removed$3,250
2025-02-08Price change$3,250
2025-01-21Listed for rent$3,200
2024-04-24Listing removed--
2024-02-15Listed for rent$2,950
2024-02-15Listing removed--
2023-11-25Price change$2,950
2023-11-17Price change$2,999
2023-11-05Listed for rent$3,100
2023-11-01Sold$307,000
2021-02-22Sold$152,000
1995-11-20Sold$45,400

For Sale by Agent

AgentGabriel Henriquez
BrokerageVillazzo, LLC.

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