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454 Dream Valley Dr, Clyde, NC, 28721

2beds
3baths
1,210sqft
$598,500
$495price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

Construction is underway on this exceptional Arts & Crafts residence in the scenic community of Dream Valley, expertly built by Distinctive Building & Design, a builder known for outstanding vision and craftsmanship. Designed as an elevated mountain retreat, this thoughtfully appointed home offers a highly desirable floor plan with a main-level primary suite and laundry room, a two-story great room with soaring fireplace, and inviting outdoor living spaces positioned to capture SW-facing mtn views. The upper level features a second primary bedroom, and a versatile loft/office space overlooking the great room below. Exterior finishes include durable fiber cement siding and native stone, blending timeless style with modern performance. Dream Valley offers gently rolling land and adjoins the Pigeon River below. Its serene walking trails and captivating vistas are now complemented by a newly installed gated entrance. Ideally located just minutes from Waynesville and Maggie Valley, and only about 40 minutes to Asheville and its airport, this home combines peaceful mountain living with convenient access to the best of WNC and beyond.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Riverbend ElementaryGrades K-55.0 mi
4/10
Waynesville MiddleGrades 6-811.3 mi
7/10
Tuscola HighGrades 9-128.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Stone

Other

  • Builder model: Timber Creek
  • Builder name: Distinctive Bldg & Design

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Propane Water Heater,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas Log,Gas Vented,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 1,210

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8711559080
  • Zoning: R-1
  • Special condition: Standard
  • Exclusions: Leased propane tank

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 1.35 Acres
  • Features: Level,Rolling Slope,Views,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Strong Wind
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,026$36,312
Home Insurance *$210$2,520
Property Taxes $319$3,828
Electricity $200$2,405
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 28721$211
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28721$228
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$598,500
2024-09-11Listing removed$650,000
2023-11-14Listed for sale$650,000

New Construction

AgentJulie Lapkoff
BrokerageHoward Hanna Beverly-Hanks Waynesville

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