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20173 Camino Torcido Loop, North Fort Myers, FL, 33917

2beds
2baths
1,497sqft
$287,900
$192price/sqft
$2,134/moest. monthly cost
$85,360/yrincome needed

About This Home

NOT IN A FLOOD ZONE! Welcome to this beautifully maintained, hardly lived-in villa located in the highly sought-after gated community of Magnolia Landing! Offering 2 bedrooms, a versatile den, 2 bathrooms, and a spacious 2-car garage, this home combines low-maintenance living with thoughtful upgrades and modern finishes. The open-concept floor plan features a bright and inviting kitchen with quartz countertops, 36-inch cabinetry, stainless steel appliances, and tile flooring throughout the main living areas. Natural light fills the spacious living and dining areas, creating the perfect space for both everyday living and entertaining. The washer and dryer are included, making this home truly move-in ready. Step outside to your private screened lanai, where you can relax and enjoy Southwest Florida's beautiful weather year-round. The fully fenced backyard offers the perfect space for pets, gardening, or simply unwinding in your own private outdoor retreat. Additional owner upgrades include gutters, a custom shade on the sliding glass door, elegant drapes, and professionally concealed in-wall wiring for all TV mounts, creating a clean, modern look throughout the home. The private owner's suite overlooks the backyard and features a spacious walk-in closet and an ensuite bath. The versatile den provides the flexibility to serve as a home office, hobby room, or guest space. As an added bonus, two mounted TVs convey with the home—one located in the garage and the other in the guest bedroom—providing extra value and convenience for the new owner. Magnolia Landing offers resort-style amenities including a championship golf course with optional membership, two community pools, a fitness center, clubhouse, on-site dining, pickleball and tennis courts, and scenic walking paths. Lawn care and exterior maintenance are included, allowing you to enjoy a truly carefree Florida lifestyle. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this move-in-ready home is the perfect place to start enjoying everything Southwest Florida has to offer with no flood insurance required!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Island Coast High SchoolGrades 9-122.7 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Dual Sinks,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),Window Treatments,Split Bedrooms,Den,Screened Porch
  • Window features: Single Hung,Window Coverings
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,894
  • Total interior livable area: 1,497 sqft

Property

Details

  • Parcel number: 034324L401000.0510
  • Attached to another structure: Yes
  • Lease amount: 0
  • Zoning description: RPD

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fence,Sprinkler/Irrigation,Patio,Shutters Manual
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 5,188 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 35 x 148 x 35 x 148

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,455$17,460
Home Insurance *$193$2,316
Property Taxes $289$3,468
Electricity $197$2,366
Total$2,134$25,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,165/yr
40% on housing$64,020/yr
45% on housing$56,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 33917$130
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33917$204
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$287,900
2024-10-25Sold$240,650
2024-09-16Pending sale$240,999
2024-09-12Listed for sale$240,999

For Sale by Agent

AgentBreanna Crossett
BrokerageRealty Executives of SWFL

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