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9850 Cotton Grass, San Antonio, TX, 78254

3beds
3baths
1,617sqft
$250,000
$155price/sqft
$1,999/moest. monthly cost
$79,960/yrincome needed

About This Home

Welcome to a home that offers more than just square footage-it delivers a lifestyle. Located in the highly sought-after Valley Ranch community, known as one of the most amenity-rich neighborhoods in San Antonio, this well-maintained two-story home blends comfort, flexibility, and everyday convenience. Step inside to an open-concept layout designed for modern living. The spacious living area flows seamlessly into the kitchen, featuring ample cabinet space, a large island, and room for bar seating-perfect for entertaining or casual nights at home. Upstairs, a versatile loft provides the flexibility buyers love, ideal for a game room, second living area, or home office. Generously sized bedrooms offer comfort for everyone, while the primary suite serves as a private retreat. The backyard is a blank canvas ready for your vision-whether it's weekend BBQs, a play space, or a relaxing outdoor setup. What truly sets this home apart is the Valley Ranch lifestyle. Enjoy access to resort-style amenities including a sparkling pool, water park and splash pad, sports courts for basketball and pickleball/tennis, playgrounds, and shaded picnic areas. It's a community built for connection, activity, and fun. Conveniently located just 10-15 minutes from H-E-B, Alamo Ranch shopping and dining, and within Northside ISD, you'll have everything you need in close proximity. If you're looking for a move-in ready home in a vibrant, amenity-packed community-this is one you don't want to miss. Schedule your showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
Straus MiddleGrades 6-81.5 mi
6/10
Harlan High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: 4 Sides Masonry,Fiber Cement

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 130

Bedroom3

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 120

Features

  • One Living Area,Separate Dining Room,Kitchen Island,Pantry,Loft,Utility Room Inside,All Bedrooms Upstairs,1st Floor Lvl/No Steps,High Speed Internet
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,617 sqft

Kitchen

  • Area: 165

Living Room

  • Area: 182

Master Bathroom

  • Features: Tub/Shower Combo,Single Vanity
  • Area: 78

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Level: Upper
  • Area: 182

Property

Details

  • Parcel number: 044511570190

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 1
  • Parking features: One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$123$1,476
Property Taxes $374$4,488
Electricity $238$2,859
Total$1,999$23,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,537/yr
40% on housing$59,970/yr
45% on housing$53,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 78254$146
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78254$158
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$250,000

For Sale by Agent

AgentEsteban Almaraz
BrokerageeXp Realty

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