320 Belt Road, Hampstead, NC, 28443
About This Home
Unique home in Surf City School district with NO HOA. 3 bedrooms, all with private baths, plus an office, a hall bath and one half bath. 895 square feet original construction built in 2000 and moved from oceanfront lot. Remaining 1645 sq ft and 2 car garage newly constructed. Kitchen has new cabinets with quartz countertops, an island and LVP flooring. Just over a half acre lot, concrete driveway and patio on ground level in rear of home. Must see. Seller offering $5000 'use as you choose' for back yard fencing, closing costs, rate buy-down, etc.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Electric Oven,Built-In Microwave,Refrigerator,Dishwasher,Electric Range
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Second
Features
- Master Downstairs,Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Walk-In Closet(s)
- Flooring: LVT/LVP,Carpet
- Attic: Scuttle
Heating & Cooling
- Heating features: Heat Pump,Fireplace(s),Electric,Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,540
- Total interior livable area: 2,540 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Master Bedroom
- Level: Second
Office
- Level: Second
Property
Details
- Parcel number: 42364133130000
- Zoning: RP
- Special condition: Standard
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Fencing: None
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 0.51 Acres
- Features: Level,Irregular Lot
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Additional Parking,Concrete,Garage Door Opener,Parking Pad
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,451 | $29,412 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $166 | $1,992 |
| Electricity | $236 | $2,838 |
| Total | $2,969 | $35,628 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $484,900 |
| 2025-08-19 | Listing removed | $492,500 |
| 2025-04-12 | Listed for sale | $492,500 |
| 2025-03-16 | Listing removed | $575,000 |
| 2025-02-22 | Listed for sale | $575,000 |
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