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30 Island Green Cir #22, Penhook, VA, 24137

4beds
4baths
3,748sqft
$1,225,000
$327price/sqft
$7,378/moest. monthly cost
$295,120/yrincome needed

About This Home

Town home living at its best. 4 Bedrooms, 3.1 baths. Live on the lake with your boat and slip a short walk away. Nice lake views, located on a very large cove within a very large cove so no worries about boats getting near your family while in the water. Beautiful cherry cabinets in the kitchen. New LVT flooring in lower level and new bar area. IGP offers complete outdoor care which allows you to enjoy the Water's Edge CC with all its amenities (Golf, Dining, swimming, tennis, pickle ball and equestrian center). Imagine, no mowing, etc. Just show up and enjoy.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
5/10
Ben. Franklin Middle-WestGrades 6-814.8 mi
4/10
Franklin County High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1990

Materials

  • Construction materials: Brick,Wood

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Electric Range,Refrigerator,Oven

Basement

  • Has basement: Yes

Bedroom2

  • Level: E

Bedroom3

  • Level: L

Bedroom4

  • Level: L

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: E

Family Room

  • Level: L

Features

  • Storage,Wet Bar
  • Door features: Metal
  • Window features: Insulated Windows,Storm Window(s),Skylight(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,719
  • Finished area above ground: 2,029

Foyer

  • Level: E

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 3,748
  • Total interior livable area: 3,748 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Living Room

  • Level: E

Other

  • Level: E

Other

  • Level: U

Primary Bedroom

  • Level: E

Property

Details

  • Parcel number: 0510802200
  • Attached to another structure: Yes
  • Zoning: RPD

Features

  • Patio & porch: Deck,Patio,Front Porch,Rear Porch
  • Has view: Yes
  • View description: Sunset
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Cove,No Wake Area,Riprap Shoreline
  • Waterbody name: Smith Mtn Lake

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved,Garage Door Opener,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$313$3,756
Property Taxes $510$6,120
Electricity $361$4,332
Total$7,378$88,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,960/yr
40% on housing$221,340/yr
45% on housing$196,746/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 24137$369
Franklin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 24137$301
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$1,225,000
2025-09-26Listed for sale$1,295,000
2025-09-17Listing removed$1,295,000
2025-07-24Listed for sale$1,295,000
2025-07-14Pending sale$1,295,000
2025-06-16Listed for sale$1,295,000
2017-08-18Sold$450,000

For Sale by Agent

AgentPETER JOHN ROBERTS
BrokerageBERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

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