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243 Oregon Ave, Marysville, MI, 48040

4beds
3baths
3,152sqft
$434,900
$138price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Welcome to 243 Oregon Avenue, located in the Village of Marysville. This home was build in 2024 with many upgrades to include but not limited to: cement patio, full finished basement with full bath and bed, partially fenced yard, appliances included. 4 Bedrooms, 3 Baths. Close to shopping, restaurants, highway, water, parks, and golf. Seller is a licensed real estate agent.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Gardens Elementary SchoolGrades PK-50.6 mi
6/10
Marysville Middle SchoolGrades 6-81.7 mi
7/10
Marysville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full

Bathroom1

  • Level: Entry

Bathroom2

  • Level: Entry

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Entry
  • Area: 240

Bedroom2

  • Level: Entry
  • Area: 143

Bedroom3

  • Level: Entry
  • Area: 143

Bedroom4

  • Level: Basement
  • Area: 81

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Walk-In Closet(s)
  • Finished area below ground: 1,576
  • Finished area above ground: 1,576

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,152
  • Total interior livable area: 3,152 sqft

Property

Details

  • Parcel number: 037680055050
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 80

Lot

  • Lot size: 9,583 sqft
  • Features: Subdivision
  • Lot size dimensions: 80 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric in Garage,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$188$2,256
Property Taxes $376$4,512
Electricity $343$4,125
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 48040$125
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48040$181
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$434,900
2026-07-23Price change$434,900
2026-06-12Listed for sale$449,900
2025-09-17Sold$363,000
2025-07-28Pending sale$374,000
2025-07-17Price change$374,000
2025-02-13Listed for sale$376,000
2025-02-10Listing removed$376,500
2024-09-13Listed for sale$376,500

For Sale by Agent

AgentShawne Schulz
BrokerageSine & Monaghan Realtors LLC Algonac

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