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2071 Mattie Rd, Louisa, KY, 41230

0beds
1baths
1,120sqft
$48,900
$44price/sqft
$485/moest. monthly cost
$19,400/yrincome needed

About This Home

Step back in time and discover the incredible potential of this historic property, originally built in 1901 and formerly used as a church. Rich with character and architectural charm, this unique building offers a rare opportunity for investors, or anyone with a creative vision. The current owners have completed recent foundation repairs and taken the property down to a blank slate, providing a solid starting point for its next chapter. Their plan was to transform the space into a one-of-a-kind Airbnb, but the possibilities are endless—event venue, studio, residence, vacation rental, or something entirely your own. Being sold as is

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
4/10
Louisa Middle SchoolGrades 6-810.5 mi
4/10
Lawrence County High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bathrooms: 1

Features

  • 1st Floor Bedroom,Cathedral Ceiling(s),Ceiling Fan(s)
  • Window features: Double Pane Windows,Single Pane
  • Flooring: Subfloor Only,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Natural Gas,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Zoning: None

Features

  • Patio & porch: Front Covered,Stoop
  • Exterior features: Garden

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Landslide
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$60$720
Property Taxes $24$288
Electricity $154$1,850
Total$485$5,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,628/yr
40% on housing$14,550/yr
45% on housing$12,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 41230$111
Lawrence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 41230
Lawrence County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$48,900
2026-07-30Listed for sale$49,900
2026-07-19Pending sale$49,900
2026-06-20Price change$49,900
2026-06-10Listed for sale$52,900
2025-02-07Listing removed$39,900
2025-01-24Pending sale$39,900
2025-01-14Listed for sale$39,900

For Sale by Agent

AgentPriscella Amburgey
BrokerageRe/Max Legacy Group-Paintsville

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