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4801 Baker Reserve Ln, Maple Plain, MN, 55359

5beds
4baths
3,088sqft
$831,485
$269price/sqft
$5,560/moest. monthly cost
$222,400/yrincome needed

About This Home

Imagine settling into your new home this summer and being fully moved in before the school year begins. Built by award-winning Robert Thomas Homes, this to-be-built home is located in an exclusive five-home neighborhood just across from the Baker Park Trailhead, offering easy access to miles of trails, parks, and outdoor recreation. Even better, only one stoplight separates you from downtown Minneapolis via Highway 394. Designed for both everyday living and entertaining, this spacious five-bedroom home features an open-concept layout centered around a beautiful kitchen with custom cabinetry, soft-close doors and drawers, and a large center island where family and friends naturally gather. The inviting gathering room is anchored by a cozy fireplace, creating the perfect setting for relaxing evenings at home. Upstairs, you'll find four bedrooms, a convenient laundry room with included washer and dryer, and a private owner's suite featuring a walk-in closet and dual-sink bath. The finished lower level adds even more living space with a large family room, lookout windows, and a fifth bedroom that's perfect for guests, hobbies, or growing families. With a three-car garage, finished lower level, and landscaping, irrigation, and sod all included, this home offers the space and convenience today's buyers are looking for. Ask about below-market interest rate opportunities that may make building your dream home even more affordable. *Pricing, features, and availability are subject to change. Photos and illustrations may depict optional features or upgrades not included in the base price.*

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
9/10
Orono Middle SchoolGrades 6-82.8 mi
10/10
Orono Senior High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Other

  • Builder name: ROBERT THOMAS HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Microwave,Range,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Storage Space,Sump Pump

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 786
  • Finished area above ground: 2,302

Heating & Cooling

  • Heating features: Forced Air,Humidifier
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,341
  • Total interior livable area: 3,088 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Mud Room

  • Level: Main

Office

  • Level: Main

Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: tbd
  • Zoning description: Residential-Single Family
  • Foundation area: 1039

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Sod Included in Price
  • Lot size dimensions: 65 x 94 x 65 x 94

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,204$50,448
Home Insurance *$334$4,008
Property Taxes $762$9,144
Electricity $260$3,125
Total$5,560$66,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,628/yr
40% on housing$166,800/yr
45% on housing$148,266/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 55359$315
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55359$232
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Listed for sale$831,485
2026-05-04Listing removed$831,485
2026-04-06Price change$831,485
2025-12-03Price change$817,035
2025-08-01Listed for sale$764,900
2025-08-01Listing removed$764,900
2025-07-04Price change$764,900
2025-05-07Listed for sale$734,900
2024-11-07Listing removed$825,180
2024-09-15Listed for sale$825,180

New Construction

AgentBeth A Oberlander
BrokerageRobert Thomas Homes, Inc.

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